Working hard in the background...
Card Details
Interest Rates
Purchase: N/A
Cash Advance: N/A
Annual Fees
Main Card: $144
Welcome Bonus
N/A
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Card Type
Prepaid
Finly Rating
4.1/5
Institution
KOHO
How You Earn Rewards
- 1.5% cash back on groceries, eating & drinking, and transportation
- 0.25% cash back on all other purchases
- Up to 6.5% extra cash back at selected merchants
- 2.5% interest on your entire balance
- No FX fees
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
No insurance coverage information available for this card.
Benefits
Details
No Foreign Transaction Fees
No more paying 2.5% or more on your foreign purchases
Interest on Balance
2.5% interest on your entire balance
Unlimited e-Transfers
Discount
Discount on Credit Building - only $7/mo
Pros & Cons
Pros
- Great prepaid card with very solid benefits.
- Can earn rewards on a prepaid card, which is usually not offered on these types of cards.
Cons
- A monthly fee that needs to be considered to determine if it's worth the benefits you get access to or not.
- For building credit, there are better alternative options.