BMO U.S. Dollar Mastercard®* Review

FinlyWealth Logo

The Bottom Line

Our choice for: Spending in USD

BMO U.S. Dollar Mastercard®*
BMO US Dollar Mastercard
BMO U.S. Dollar Mastercard®*

3.8

Finly Rating
APPLY NOW

on BMO's website

Welcome Bonus

N/A

Rewards Rate

0%

Annual Fee

$49 USD

Interest Rates

21.99% / 23.99%□

RECOMMENDED CREDIT SCORE

300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring
Get your free credit score

Rewards

  • Avoid fluctuating exchange rates. Make your purchases in U.S. dollars and pay your credit card statement in U.S. funds.
  • When your purchases total U.S. $3,000 or more in a year, next year's annual fee is rebated to your card.21
  • This card does not earn any rewards.

Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    1 year

Eligibility

  • Credit Score

    Good

  • Annual Income

    N/A

Card Details

Interest Rates

Purchase APR

21.99%

Cash Advance APR

23.99%□

□ Cash advance rate for Quebec residents is 21.99%

Fees

Annual Fee

$49 USD

Additional Cards

$0

Eligibility

Minimum Individual Income

N/A

Minimum Household Income

N/A

Credit Score Estimate

Good

Type

Card Type

Credit

Reward Type

None

Pros & Cons

Pros

  • Seamless USD spending
  • Potential annual fee rebate

Cons

  • No benefits
  • Lacks significant coverage
  • Rebate has spending requirements
BMO U.S. Dollar Mastercard®*

BMO U.S. Dollar Mastercard®*

3.8

FinlyWealth Rating

APPLY NOW

on BMO's website

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.


21One year is the twelve-month period between annual fee-billing dates. If you qualify for the rebate, a credit equal to the annual fee will appear on the same statement in which your annual fee is billed.


BMO U.S. Dollar Mastercard®*
APPLY NOW

on BMO's website