ATB Gold Cash Rewards Mastercard®Cash Back Calculator

Our Take

The ATB Gold Cash Rewards Mastercard is an excellent choice for Alberta residents looking for a no-annual-fee card that offers straightforward 1% cash back on all purchases. With a few types of insurance and a customizable card design, it’s a solid card for everyday spending, though the annual rewards payout may not be ideal for those wanting more frequent access to their cash back.

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ATB Gold Cash Rewards Mastercard® review

Card Details

Interest Rates

Purchase: 19.99%

Cash Advance: 22.99%

Balance Transfer: 22.99%

Annual Fees

Main Card: $0

Additional Cards: $0

Annual Income

Personal: N/A

Household: N/A

Credit Score Estimate

300

Poor

560

Fair

660

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Card Type

Credit

Reward Type

Cash Back

Our Rating

2.5/5

Institution

ATB

How You Earn Rewards

2% cash back per dollar spent on eligible grocery, dining, digital streaming services and/or subscription purchases
1% cash back per dollar spent on eligible gas purchases when you set up your ATB Gold Cash Rewards Mastercard as your primary card on file for any online or in app purchases
0.5% cash back on all other purchases