Card Details
Interest Rates
Purchase: 21.99% - 30%*
Cash Advance: 21.99% - 30%*
Annual Fees
Main Card: $799
Additional Cards: $250 per Platinum, $0 per Gold (max 99)
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Welcome Bonus
- Experience Amex’s best offer this year on the Business Platinum® Card from American Express®*
- New Business Platinum® Cardmembers can earn up to 200,000 bonus Membership Rewards® points
- Earn 110,000 Membership Rewards® points after you spend $15,000 on your Card in your first 3 months of Cardmembership.
- Earn an additional 60,000 points after you spend a total of $90,000 on your Card in your first 12 months of Cardmembership.
- Plus, earn 30,000 points when you make a purchase between 15 and 17 months of Cardmembership.
- That’s up to $2,000 in statement credits that can be reinvested in your business.
- Offer ends August 18, 2025.
Card & Reward Type
Our Rating
4.6/5
Institution
American Express
Rewards
- 1.25x points per $1 spent on all purchases
Insurance & Benefits
Insurance
Coverage
Travel Accident
$500,000
Emergency Out of province Medical
15 days
Flight Delay
$1,000Baggage Delay
$1,000
Lost or Stolen Baggage
$1,000
Hotel Burglary Insurance
$1,000
Trip Cancellation
$1,500
Trip Interruption
$1,500
Mobile Device Insurance
$1,500.svg)
Car Rental Damage & Theft
Yes
Extended Warranty
1 year
Purchase Protection
90 days
Benefits
Details
Airport Lounge - American Express Global Lounge
Take full advantage of the American Express Global Lounge Collection™ which unlocks access to over 1400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience..svg)
Status lift
Earn Marriott Bonvoy Gold Elite status by spending $30,000 or staying 10 nights combined with 15 Elite Night Credits. Status retention depends on Marriott Bonvoy terms.
Free Extra Night at Hotels
Each year, 8-10 weeks after your anniversary, receive a Free Night Award for a Marriott Bonvoy room up to 35,000 points, valid for 1 year. Resort fees excluded.
Interest on Balance
Up to 55 interest-free days
Nexus Program Rebate
Access a $100 credit for NEXUS with your Cardmembership.svg)
Concierge Services
Personalized concierge at your service
Discount
Your Business Platinum Card gets you savings on the seats you really want and lower fares on premium tickets with participating airlines
American Express® Experiences
Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts, theatre shows, and special offers with American Express® Experiences
Priority Travel
At Toronto Pearson Airport get Priority Security lane, Complimentary valet and 15% discount at the Express Park and daily park.svg)
Travel Credit
Access a $200 Annual Travel Credit each year of your Cardmembership
Wireless Credit
Up to $120 in statement credits each year. Spend $10 each month with eligible wireless providers month and get a $10 credit.
Business Statement Credits
Up to $500 in business statement credits. Enroll and earn statement credits on eligible purchases with $200 Dell statement credit, $300 Indeed statement credit.
Complimentary Hotel Benefits
Enjoy Fine Hotels + Resorts benefits at over 1,600 properties worldwide like guaranteed late check-out, complimentary breakfast for two, and more with Business Platinum.
Pros & Cons
Pros
- Generous Earn Rate: 1.25 points per $1 spent on all purchases.
- Premium Travel Perks: Includes a $200 annual travel credit, access to over 1,400 airport lounges worldwide, and hotel benefits like Marriott Bonvoy Gold Elite status.
- Comprehensive Insurance: Extensive travel and purchase insurance, including mobile device coverage and trip interruption protection.
- Interest Grace Period: Up to 55 interest-free days
Cons
- High Annual Fee: The card comes with a hefty $799 annual fee, which may not be justifiable for all users.
- Limited Acceptance: As an American Express card, it has lower acceptance compared to Visa or Mastercard.
Legal
*Terms and conditions apply.
This Charge Card requires full payment of the Due in Full balance each month, with a 30% interest rate on late payments. The Flexible Payment Option balance has a 21.99% interest rate, which increases to 25.99% after two missed payments and 28.99% after three or more within 12 months. A 21-day interest-free grace period applies to new transactions if the full balance is paid by the due date.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.