Card Details
Interest Rates
Purchase: 21.99%*
Cash Advance: 21.99%*
Annual Fees
Main Card: $150
Additional Cards: $50
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Welcome Bonus
Experience Amex’s best offer this year on the Marriott Bonvoy® Business American Express®* Card:
- New Marriott Bonvoy® American Express®* Cardmembers earn up to 130,000 Marriott Bonvoy® points.
- Earn 75,000 points after you spend $6,000 on your Card in your first 3 months of Cardmembership.
- Earn an additional 40,000 points after you spend a total of $30,000 on your card in your first 12 months of Cardmembership.
- Plus, earn 15,000 points when you make a purchase between 15 and 17 months of Cardmembership.
- Offer ends August 18, 2025.
Card & Reward Type
Our Rating
4/5
Institution
American Express
Rewards
- 5x points per $1 on eligible purchases at participating Marriott Bonvoy hotels
- 3x points per $1 on eligible gas, dining and travel purchases
- 2x points per $1 on all other purchases (everyday business expenses and more)
Insurance & Benefits
Insurance
Coverage
Travel Accident
$500,000
Flight Delay
$500Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$500
Mobile Device Insurance
$1,000.svg)
Car Rental Damage & Theft
Yes
Extended Warranty
1 year
Purchase Protection
90 days
Benefits
Details
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Status lift
Earn Marriott Bonvoy Gold Elite status by spending $30,000 or staying 10 nights combined with 15 Elite Night Credits. Status retention depends on Marriott Bonvoy terms.
Free Extra Night at Hotels
Each year, 8-10 weeks after your anniversary, receive a Free Night Award for a Marriott Bonvoy room up to 35,000 points, valid for 1 year. Resort fees excluded.
Pros & Cons
Pros
- High Welcome Bonus: Earn up to 60,000 points, which can be highly valuable when redeemed for hotel stays or transferred to airline partners.
- Strong Rewards at Marriott Properties: Earn 5 points per $1 spent at Marriott properties, and 3 points per $1 on gas, dining, and travel.
- Annual Free Night Certificate: Receive a certificate worth 35,000 points annually.
- Automatic Silver Elite Status: Enjoy perks like late checkout and room upgrades at Marriott hotels.
Cons
- Lower Acceptance: As an American Express card, it has lower acceptance compared to Visa or Mastercard.
- Annual Fee: $150 annual fee, which may be a consideration if you don't use the card's benefits frequently.
Legal
*Terms and conditions apply.
If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 28.99%.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.