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Side by Side Credit Cards Comparison
Which one is better?

TD® Aeroplan® Visa Platinum* Card
3.6
RECOMMENDED CREDIT SCORE*

TD Cash Back Visa Infinite* Card
3.9
RECOMMENDED CREDIT SCORE*
Welcome Bonus
Up to $500 in value†, including up to 20,000 Aeroplan points† could be yours and receive an annual fee rebate for the first year†. Conditions Apply.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.
Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Welcome Bonus
Earn up to $600 in total value†, which includes 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500† and receive an Annual Fee rebate for the first year†. Conditions apply.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.
Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Rewards Breakdown
Aeroplan
Annual Rewards
$330.83
17,411 pts
Aeroplan
First Year Bonus
+
$380
+20,000 pts
Aeroplan
Annual Fee
-
$89
$0
First Year Rebated
First Year Value
$710.83
37,411 pts
$241.83 in years after
Based on a hypothetical $2,000/mo average spending.
via Aeroplan® Flights
Rewards Breakdown
Annual Rewards
$395.34
First Year Bonus
+
$140.44
Annual Fee
-
$139
$0
First Year Rebated
First Year Value
$535.78
$256.34 in years after
Based on a hypothetical $2,000/mo average spending.
How to Earn Rewards
How to Earn Rewards
Insurance Included
Lost or Stolen Baggage†
Baggage Delay†
Car Rental Damage & Theft†
Extended Warranty†
Purchase Protection†
Common Carrier Travel Accident Insurance†
Flight Delay†
Insurance Included
Lost or Stolen Baggage†
Baggage Delay†
Car Rental Damage & Theft†
Extended Warranty†
Purchase Protection†
Mobile Device Insurance†
Travel Medical Insurance†
Travel Medical Insurance (65+)†
Extra Benefits
Car Rental Discount†
Extra points†
Extra points†
Extra Benefits
Car Rental Discount†
Extra points†
Visa Infinite Exclusive Benefits†
Concierge Services†
Roadside Assistance†
Interest Rates
Purchase:
21.99%
Cash Advance:
22.99%
Interest Rates
Purchase:
21.99%
Cash Advance:
22.99%
Annual Fee
$89
$0$
First Year Rebated
Annual Fee
$139
$0$
First Year Rebated
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Income Required
Min Personal Income:
$60,000
Min Household Income:
$100,000
Loyalty Program
Loyalty Program
N/A
Point Redemption Options
Most Optimal
Aeroplan® Flights
Car Rentals
Travel
Merchandise
Gift Cards
Point Redemption Options
Not Applicable
Is this card worth it?
The TD® Aeroplan® Visa Platinum* Card is a solid option for individuals who frequently fly with Air Canada and want a low-fee entry into the Aeroplan rewards program. However, if you want broader reward options or higher earnings on non-Air Canada purchases, it may not be the best fit.
Is this card worth it?
This is a great keeper card, especially for recurring bills and subscriptions. A main notable benefit is the roadside assistance, which is a great valuable perk to have.
Pros
Pros
Cons
Cons
Legal
†Terms and conditions apply.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
†Terms and conditions apply.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.