6 Best National Bank Credit Cards in Canada for 2026

From Our Editors: The Full List of Best National Bank Credit Cards in Canada

Best Overall: National Bank World Elite Mastercard

The top National Bank Credit Card on this list is the National Bank World Elite Mastercard. This contender earns impressive National Bank Rewards points per dollar spent on eligible grocery and restaurant purchases, plus decent points on eligible gas, electric vehicle charging, recurring bills, and travel booked through À La Carte Rewards. The insurance coverage on this card is also strong, featuring protections like trip interruption, trip cancellation, and travel medical insurance. For benefits, cardholders can expect an annual travel credit, extra points on À La Carte Rewards purchases, and unlimited access to the National Bank Lounge at Montréal-Trudeau Airport. The catch? This competitor comes with a higher annual fee and some high income requirements. Find out more in our National Bank World Elite Mastercard Review.

Best Tiered Rewards: National Bank World Mastercard

For a unique tiered rewards system, consider the National Bank World Mastercard. This lower-fee contender offers some points per dollar spent on eligible purchases made between set spending thresholds. Essentially, the more you spend, the more you earn. That said, this system can be a little confusing. Luckily, the card also includes comprehensive insurance. Just note that there are still some annual income requirements! Read more in our National Bank World Mastercard Review.

Best Accessible Travel: National Bank Platinum Mastercard

For a more accessible travel option, try the National Bank Platinum Mastercard. In addition to points per dollar spent on groceries, dining, gas, electric vehicle charging, and recurring bills, this card also optimizes travel booked through À La Carte Rewards. To top it off, cardholders can expect comprehensive travel insurance, including travel medical coverage for those over 65. The best part? The annual fee is waived for the first year of membership. See more in our National Bank Platinum Mastercard Review.

Best Cashback: National Bank ECHO Cashback Mastercard

Perhaps you prefer cashback over points. In that case, consider the National Bank ECHO Cashback Mastercard. Even though the rates aren't particularly high, cardholders still collect cashback on eligible online purchases, gas, and groceries. The coverage on this card is pretty basic, offering only purchase protection and extended warranty insurance. Get all the details in our National Bank ECHO Cashback Mastercard Review.

Best No-Fee Cashback: National Bank mycredit Mastercard

If you want to avoid annual fees altogether, check out the National Bank mycredit Mastercard. This card earns cashback on eligible recurring bills and restaurant purchases. The insurance is standard for the most part, but also includes valuable mobile device insurance. For more information, read our National Bank mycredit Mastercard Review.

Best Charitable Option: National Bank Allure Mastercard

Another unique contender is the National Bank Allure Mastercard, a credit card built for socially conscious cardholders. While the National Bank Allure Mastercard might not be the most impressive rewards option, note that each transaction contributes to the Quebec Breast Cancer Foundation. The card also features no annual fee. Discover more in our National Bank Allure Mastercard Review.

Pros and Cons of National Bank Credit Cards

Here's a quick overview of the benefits and drawbacks of National Bank credit cards.

How to Apply for a National Bank Credit Card

To apply for any of the National Bank credit cards above, simply click the "Apply Now" button featured below your card of choice. Afterwards, you'll be redirected to the National Bank website to begin the application process. Credit card applications typically ask for personal information, such as your birthdate, email, and address. They may also request financial information, like your income, when applicable.