Best Free Checked Bags Credit Cards
Kevin Shahnazari
•5 min read
Different Airlines that have Credit cards to get free checked bags
Westjet Cards
WestJet RBC World Elite Mastercard
4
Finly Rating
Welcome Bonus
Up to $450 WestJet Dollars
Annual Fee
$119
Interest Rates
20.99% / 22.99%
RECOMMENDED CREDIT SCORE
Why we like it
Why we like it
If you travel frequently with WestJet, you must get this card because you are missing out on many benefits, even if you don't use this card for rewards. The round-trip companion voucher, status lift, and free checked bag benefits alone more than make up for the annual fee. For WestJet purchases, this card is great for earning rewards, but for all other categories, we recommend pairing it with another card.
Pros & Cons
Pros & Cons
Pros
- A no-brainer if you are a frequent WestJet traveler. The first free checked bag, annual companion pass, and status lift benefits alone make up more than the amount paid for the annual fee.
- A very good list of travel insurance in addition to WestJet-specific benefits.
Cons
- Not the best card for rewards accumulation, so it's better if paired with another card that offers higher rewards on non-WestJet purchases.
- Rewards can only be used on WestJet, making them less flexible.
Product Details
Product Details
Rewards
- 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages
- 1.5% back in WestJet dollars on other purchases
Insurance
Coverage
Emergency Out of province Medical
15 daysEmergency Medical Over 65
3 daysTravel Accident
$500KCar Rental Damage & Theft
$65K up to 48 daysTrip Interruption
$5K/person, $25K/tripFlight Delay
$250/person, $500/occurrenceBaggage Delay
$500/person, $2500/occurrencePurchase Protection
90 daysExtended Warranty
1 year
Benefits
Details
Companion Voucher
Travel within Canada or to the continental U.S. (excluding Hawaii), from $119 CAD, Travel to Hawaii or Mexico from $399 CAD, Travel to the rest of the WestJet network from $399 CADStatus lift
Eern $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year)Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guestsAirport Lounge - Dragon Pass
Pass only, complimentary visits not included! Companion Voucher can be exchanged for 4 visits.Discount
Member Exclusive fares: Exclusive discounts when you pay the full base fare with WestJet dollarsBoingo Wi-Fi hotspot
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-CanadaExtra points
50 Be Well points for every $1 spent on eligible products at Rexall
Eligibility
Credit Score
GoodAnnual Income
$80,000 personal or $150,000 household
Aeroplan Cards
- TD Aeroplan® Visa Infinite Card ($139/year, the first year waived)
- CIBC Aeroplan® Visa Infinite Card ($139/year)
- American Express® Aeroplan® Card ($120/year)
- TD® Aeroplan® Visa Infinite Privilege ($599/year)
- CIBC Aeroplan® Visa Infinite Privilege* ($599/year)
- American Express® Aeroplan® Reserve Card ($599/year)
TD Aeroplan® Visa Infinite* Card
3.5
Finly Rating
Welcome Bonus
Up to 35000 points
Annual Fee
$139
Interest Rates
20.99% / 22.99%
RECOMMENDED CREDIT SCORE
Why we like it
Why we like it
If you are a frequent AirCanada traveler, we highly recommend this card given its many benefits specific to the Aeroplan program. Among all the Aeroplan cards, we like this one the most because it provides a more comprehensive list of benefits compared to the others.
Pros & Cons
Pros & Cons
Pros
- Great benefits for Air Canada travelers, such as free checked baggage, will save you more in fees than you spend on annual membership fees. High coverage limit on the insurance for this card
Cons
- The rewards rate on this card is not that high. There are non-Aeroplan cards with much better reward programs, and their points can later be transferred to this card, making them better options if you are looking to gather Aeroplan points.
- You lose the flexibility to use other airlines if you want to take advantage of the benefits of this card.
Product Details
Product Details
Rewards
- 1.5 points on gas, Groceries and Air Canada and Air Canada vacations (maximum 120,000 points annually)
- 1 point on everything else
Insurance
Coverage
Emergency Out of province Medical
$2M/insured up to 21 daysEmergency Medical Over 65
$2M/insured up to 4 daysTrip Cancellation
$1.5K/person, $5K/tripTrip Interruption
$5K/person, $25K/tripFlight Delay
$500/person after 4 hoursBaggage Delay
$1K/person after 6 hoursLost or Stolen Baggage
$1K/person after 6 hoursTravel Accident
$500,000Car Rental Damage & Theft
Up to 48 consecutive rental daysHotel Burglary Insurance
$2500Purchase Protection
90 daysExtended Warranty
1 yearMobile Device Insurance
$1,000
Benefits
Details
Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guestsNexus Application
$100 every 4 yearsVisa Infinite Exclusive Benefits
Concierge Services
Golf Benefit
Troon Rewards Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.SExtra points
Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks storesExtra points
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStoreStatus lift
Reach Aeroplan Elite™ Status sooner by earning 1,000 Status Qualifying Miles and one (1) Status Qualifying Segment for every $10,000 of net purchasesCar Rental Discount
10% off base rate of Avis Rent A Car and Budget Rent A CarTrip and legal Assistance
Eligibility
Credit Score
Very GoodAnnual Income
$60,000 personal or $100,000 household
TD® Aeroplan® Visa Infinite Privilege*
3.2
Finly Rating
Welcome Bonus
Up to 100,000 points (70,000 in 1st year)
Rewards Rate
1.25x - 2x Points
Annual Fee
$599
Interest Rates
20.99% / 22.99%
RECOMMENDED CREDIT SCORE
Why we like it
Why we like it
If you travel a lot throughout the year with Air Canada, the benefits of this card can significantly enhance your experience. It can help you achieve the next status level with Aeroplan and provide a better airport experience, therefore it can be worth the price tag. However, if you don't frequently fly with Air Canada, the benefits may not justify the card's expensive price tag.
Pros & Cons
Pros & Cons
Pros
- Premium experience for Elite Air Canada travelers with many benefits and status upgrades.
- High coverage limit on insurance.
- Numerous luxury benefits and statuses available for use.
Cons
- The rewards rate on this card is not that high. There are non-Aeroplan cards with much better reward programs, and their points can later be transferred to this card, making them better options if you are looking to gather Aeroplan points.
- You lose the flexibility to use other airlines if you want to take advantage of the benefits of this card.
- The high price tag makes this card a poor choice if you don't frequently travel with Air Canada.
- The unlimited lounge access is limited to Maple Leaf Lounges and Air Canada Cafe lounges which don't have a great worldwide coverage.
Product Details
Product Details
Rewards
- 2 points on Air Canada and Air Canada Vacations if they are in the first $100k transactions of the year
- 1.5 points on Gas, Groceries, Travel and Dining if they are in the first $100k transactions of the year
- 1.25 Point on everything else
Insurance
Coverage
Emergency Out of province Medical
$5M/insured up to 31 daysEmergency Medical Over 65
$5M/insured up to 4 daysTrip Cancellation
$2.5K/person, $5K/tripTrip Interruption
$5K/person, $25K/tripFlight Delay
$1,000/person after 4 hoursBaggage Delay
$1K/person after 4 hoursLost or Stolen Baggage
$2.5K/personTravel Accident
$500,000Car Rental Damage & Theft
Up to 48 consecutive rental daysHotel Burglary Insurance
$2500Purchase Protection
120 daysExtended Warranty
2 yearsMobile Device Insurance
$1,500
Benefits
Details
Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guestsNexus Application
$100 every 4 yearsVisa Infinite Exclusive Benefits
Concierge Services
Golf Benefit
Troon Rewards Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.SExtra points
Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks storesExtra points
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStoreStatus lift
Reach Aeroplan Elite™ Status sooner by earning 1,000 Status Qualifying Miles and one (1) Status Qualifying Segment for every $5,000 of net purchasesCar Rental Discount
10% off base rate of Avis Rent A Car and Budget Rent A CarTrip and legal Assistance
Extra points
Earn 2 Aeroplan points for every $1 you spend on eligible purchases with Rocky Mountaineer, Plus, cardholders could receive a GoldLeaf Upgrade, and a hotel room upgradeStatus lift
Complimentary upgrade to Avis® President's ClubStatus lift
Primary Cardholders who also hold Aeroplan Elite Status can roll over up to 200,000 Status Qualifying Miles (SQM) beyond the status level for which they’ve qualified, from the prior qualification year to qualify for status the next year.Status lift
Primary Cardholders who also hold Aeroplan Elite Status will benefit from an extra 12 months to use eUpgrade credits, for a total of 24 months from issuance.Status lift
Diamond Status with Visa RSVP Rewards™ Benefit. Benefits at 60+ participating Sandman, Sandman Signature and Sutton Place Hotels from coast-to-coast in Canada and beyond.Airport Benefits
At Toronto, Vancouver, Ottawa and Montreal airports get benefits such as Priority Security lane, Complimentary valet, premium parking spots, priorioty taxi and limo lane and discount for parking.Airport Benefits
Get Priority Check-in, Priority Boarding and Priority Baggage Handling, Priority Airport Standby & Priority Airport Upgrades for you, your authorized users and up to 8 companions on the same flight (Only AirCanada)Airport Lounge - Dragon Pass
6 Free complimentary visitsAirport Lounge - Maple Leaf and AirCanada Cafes
Unlimited Access for you and one guestCompanion Voucher
Annual Worldwide Companion Pass from $99 to a max of $599 After spending $25,000 on your card
Eligibility
Credit Score
ExcellentAnnual Income
$150,000 personal or $200,000 household
Conclusion
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