TD logo

Savings account

TD

TD ePremium Savings Account

1.7/5 our rating

Open account

Opens TD's website

Interest rate
Up to 0.45%
Monthly fee
$0

Overview

An online TD savings account that only pays interest once your balance reaches $10,000. It's free to hold and your money stays easy to reach. Below that threshold you earn nothing, so it's for TD customers with a larger amount to park.

Interest rates

  • $0 to $9,999.99

    0%

  • $10,000 and up

    0.45%

Fees

Account fees

Monthly fee

$0

eStatement

Included

ATM fees

Own network

$0

Canadian ATMs

$2

USA

$3

International

$5

Highlights

  • Interest earned on balances above $10,000
  • Minimum balance not required
  • No monthly account fee
  • No cost transfers made online or in app between TD chequing and savings accounts ($5 charge per transaction otherwise)

1 This account earns a higher rate of interest than the TD Every Day Savings Account.

2 No transaction fees for transfers from this account to another TD chequing or savings account when using EasyWeb Internet Banking or the TD app, except for transfers by cheque or through Interac e-Transfer® and no transaction fees for pre-authorized transfer services from this account to another TD chequing or savings account. All other transfers between accounts are treated as Debit Transactions.

3 For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees. For information on our general services, please view our General List of Services.

4 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.

5 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.