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Savings account
Tangerine
Tangerine Savings Account
3.7/5 our rating
Plus a $50 rebate from FinlyWealth
Claim it with the button below: you'll sign in so we can track it.
Rebate page first, then Tangerine's website
- Promo rate
- 4.5%
- for 5 months
- Regular rate
- 0.3%
- Interest in a year
- $207
- on $10,000, estimated
- Minimum to earn
- None
Overview
Tangerine's savings account keeps money apart from your spending, with automatic transfers and room to track several goals. It costs nothing to hold. New clients get a promotional rate for five months, but the regular rate after that is low, so it works best for a few months of strong interest or if you already bank with Tangerine.
Interest rates
Promotional rate
for 5 months
(4.50%)
4.5%
All Balances
0.3%
What you could earn in a year
$207
in interest on $10,000 over 12 months
Includes $177 from the promotional rate.
An estimate: it assumes today's rates hold for the year, interest compounds monthly, and any fee that can be waived is waived.
Welcome offer
- Earn a 4.50% Savings rate for up to 5 months2
- Available to new clients who open an Eligible Savings Account and/or an Applicable Registered Savings Account within the first couple months of Client Number creation. Conditions apply.
- Offer validity: July 28, 2026 to November 30, 2026
Fees
Account fees
Monthly fee
$0
eStatement
Included
Transactions
Transactions
Unlimited free
Interac e-Transfers
Unlimited free
Highlights
Great rate with no minimum balance
Grow your savings on every dollar in your Account.
No unfair fees or service charges
We simply don’t believe in unfair fees. So you won’t have to pay to save with us.
Reach your goals faster
A Tangerine Savings Account comes with tools to make it super simple to reach your goals.
Automate your savings
With an Automatic Savings Program, you can save without even thinking about it.
Legal
2 The Tangerine New Client Two Rate Savings Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between July 28, 2026 and November 30, 2026, and (b) open an Eligible Savings Account and/or an Applicable Registered Savings Account as the Primary Account Holder within 60 days of the date their Client Number was created. The 5.00% Registered Promotional Rate will apply to deposits made to an eligible Client’s Applicable Registered Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 per Applicable Registered Savings Account Type (for deposits to registered Eligible Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The 4.50% Non-Registered Promotional Rate will apply to deposits made to the Eligible Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 (CAD or USD as applicable) across all Eligible Savings Accounts of the same currency type combined. Both the Registered Promotional Rate and the Non-Registered Promotional Rate are annualized rates, calculated daily and paid monthly. All deposits to TFSAs and RSP Savings Accounts are subject to the limits imposed by the Canada Revenue Agency (CRA) and the Client is fully responsible for ensuring any and all deposits fall within these set CRA limits.
The Offer is only applicable to Accounts where the eligible new Client is the Primary Account Holder. Offer can’t be combined with any other promotional Savings rate offers except as otherwise permitted. By accepting this Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
Tangerine is not responsible for maintaining accuracy of content on this site. Please refer to Tangerine's site for the latest product details.