^*1. The Practical Plan allows you to have one Canadian or U.S. Dollar Primary Chequing Account or Interest Chequing Account (existing customers) and one Premium Rate Savings Account under the Plan. All other Bank Plans allow you to have up to a total of 20 eligible accounts in Canadian or U.S. dollars, any combination of Primary Chequing Accounts, Premium Rate Savings Accounts, and Interest Chequing Accounts (existing customers only) under the Plan. 

^*3. You can have up to twenty (20) Canadian or U.S. Dollar Primary Chequing, Premium Rate Savings or Interest Chequing Accounts (for existing customers only) excluding Savings Amplifier Accounts, Smart Saver Accounts (for existing customers only) and Savings Builder Account under one (1) Plan. One (1) account must be designated as the lead account. The lead account is the one you designate to pay any fees required by your Bank Plan, for example, your monthly Plan fees and transaction fees. If you select a U.S. dollar account as the lead account, all Plan and transaction fees will be charged in U.S. dollars. All accounts covered by the Plan are subject to the monthly transaction limit(s) for the selected Plan 

^*7. This account is no longer available with pay-per-use pricing and must now be included in an Everyday Bank Plan. This information is for existing customers without an Everyday Bank Plan. 

^*12. Interest is calculated on the daily account closing balance and paid monthly on the last business day of the month. Interest is paid in the same currency as the account. Interest rates are calculated on a per annum basis. Interest rates and balance tiers are subject to change without advance notice. Interest rates are available online at bmo.com/rates, at all BMO branches where deposit accounts are kept and by calling 1-877-225-5266. 

*100.  To open a new Premium Rate Savings account online, you are required to have a Primary Chequing Account with a Bank Plan. New customers can open a Premium Rate Savings Account at a local BMO branch without the requirement to have a Primary Chequing Account. 

*105. Cheques drawn are not permitted on this account.