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Savings account

ATB

ATB Climber Savings Account

2.55/5 our rating

Welcome offer

Earn total interest of up to 4.60%* for your first 90 days

Offer details and conditions
Open account

Opens ATB's website

Interest rate
Up to 0.6%
Monthly fee
$0

Overview

An ATB savings account that rewards leaving your money alone. On top of the base rate you earn a premium that grows the longer your balance stays put, but any withdrawal resets the clock to day one. New savers also get a higher rate for their first 90 days. Best for money you won't need for a year or so.

Interest rates

  • Base interest rate

    0.3%

  • 0 to 29 days (premium period)

    0%

  • 30 to 89 days (premium period)

    0.2%

  • 90 to 179 days (premium period)

    0.25%

  • 180 to 269 days (premium period)

    0.4%

  • 270 to 359 days (premium period)

    0.5%

  • 360 days and over (premium period)

    0.6%

Welcome offer

Eligible clients can get a total interest rate of 4.60%* during their first 90 days from a special bonus of 4.10%.

Fees

Account fees

Monthly fee

$0

eStatement

Included

Highlights

  • Get a premium interest rate for each premium period in addition to the base interest rate
  • No restrictions on withdrawals, though your premium period resets to day one. Any interest you already earned gets prorated and paid to you at month’s end.
  • $1.50 per Interac e-Transfer

1. *Clients are entitled to the Welcome Bonus interest rate offer if they meet the following criteria:
i. The Welcome Bonus interest offer is limited to one account per client.

  1. If a client has both a sole and a joint account, the account opened first will receive the bonus.
  •  ii. None of the account holders must have held (either individually or jointly) any of the following accounts within the last three years from your first eligible account opening:
    1. No Springboard Savings Account in the last 3 years.
    2. No ATB Climber Savings Account in the last 3 years.
  •  The Welcome Bonus interest rate will be calculated on the daily closing account balance and paid out monthly to the account. Tax implications may be associated with this offer. This offer is subject to change without notice.
    Interest is calculated on the daily account closing balance and paid monthly on the last day of the month. Interest is paid in the same currency as the account. Interest rates are calculated on a per annum basis. Interest rates and balance tiers are specific to each account type and are subject to change at any time without advance notice.

2. ABM withdrawals are converted to Canadian dollars using an exchange rate 2.5% above the exchange rate set by Mastercard International Incorporated (which operates the Cirrus® ATM Network). Some transactions may take a few days to be processed. You’ll be charged the applicable exchange rate on the day your transaction goes through your account, not necessarily the rate on the day you made the transaction.