RBC Flex Choice Business Account Package for $7⁽¹⁾ per month

Get flexibility to bank both digitally and in-branch, the choice is yours.

Shift freely between branch and digital channels with savings built in to match your way of banking.

Bank on your terms, all for a low monthly fee of $7⁽¹⁾.

• Lower transaction fees - save 40% on fees for transactions made through RBC Online Banking, the RBC Mobile⁽²⁾ app and RBC ATMs⁽³⁾.
• Preferred pricing - Receive preferred pricing on cash deposits made at the RBC ATM or through the Night and Day Deposit Service⁽⁴⁾.
• Only pay for what you use - With no minimum or maximum transaction limits, you’ll only pay for the transactions you make plus a low monthly fee.

Apply online and in less than 15 minutes you can get your business bank account number⁽⁵⁾.

(1) Standard fees and charges apply for services and transactions exceeding the number included in the account package.

(2) RBC Mobile is offered by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

(3) Savings accrue from lower standard processing fees charged on electronic (vs. paper) transactions such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.

(4) The Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.

(5) In order to get a business bank account and account number online, the business must be a sole proprietorship or a single-owner corporation, in each case, with only one authorized signatory. The business must be registered in Canada or a business operated in Canada by a natural person who is a permanent resident of Canada. Additionally, the authorized signatory completing the online application on behalf of the business must successfully complete the personal identification portion of the application, including, without limitation, a credit bureau report to the satisfaction of Royal Bank of Canada. Multi-owner businesses or businesses that have more than one authorized signatory will be directed to the branch to get a business bank account and account number. Issuance of an account number does not guarantee that the account is operational. RBC may restrain the use of the account and require the business client to visit a branch to satisfy any outstanding requirements prior to operating the account. RBC reserves the right, in its sole discretion, to require that the business client visit a branch to complete the application. A business client that successfully completes the online application will still need to visit a branch to obtain a business client card and sign additional documentation, even if a bank account number has been issued. Actual completion time may vary from person to person and may be affected by a variety of external factors, including internet navigation speed and other interruptions. RBC does not accept any responsibility for any damage or loss that any parties might suffer resulting from any deviations from time indicated.