Meridian Unlimited Chequing Package

3.6/5 our rating

Open account

Opens Meridian's website

Monthly fee: $19; waivable

Overview

Meridian's top package, for members who don't want to count transactions, in branch or online. The monthly fee is high for a credit union account, but keeping the minimum balance waives it, so it works best for people who leave a cushion in chequing. If you rarely visit a branch, Meridian's Digital package covers the same everyday banking for less.

Fees

Account fees

Monthly fee

$19

eStatement

Included

Highlights

Fee waiver with $5,000 minimum balance⁵
Unlimited transactions, both self-serve¹ and in-branch²
Rebate on 99 Interac e-Transfers³
Unlimited cheques⁴
Access to 3,600 Meridian ATMs and 40,000 ATMs on THE EXCHANGE® Network

Legal

Interac e-Transfer^® Trade-mark of Interac Corp. Used under license.

¹Self-serve transactions - Includes bill payments via: Online, In-Branch, Mobile or Telephone Banking and ATMs, Interac® Direct Payment purchases, pre-authorized debit, and ATM withdrawals. US Dollar chequing account self-serve transactions limited to transfers between accounts via Online, In-Branch, Mobile, & Telephone Banking and payments to Meridian US VISA credit cards (transaction fee not charged for payments to Meridian US VISA credit cards from Meridian USD accounts). Bill payments and pre-authorized debit transactions are not available on Savings accounts.

²In-branch transactions - Includes all in-branch withdrawals, bank drafts and outgoing wire transfers.

³Interac e-Transfers^®will be charged at the time of transfer, but refunded at month-end in accordance with package conditions.

⁴Cheques – Cheques drawn on the account or cheques written on the account.

⁵MMB – Minimum Monthly Balance - To waive package fees minimum balance must be maintained daily throughout the calendar month.

⁶Surcharge-free ATM transactions apply to Meridian and THE EXCHANGE® Network ATMs only. THE EXCHANGE® Network is a registered trademark of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership, on behalf of Fiserv EFT.