Chequing account
Desjardins
Desjardins Unlimited Plus Plan
3.6/5 our rating
Opens Desjardins' website
- Monthly fee
- $23.95
- waivable
Overview
Desjardins' top plan, with unlimited transactions and Interac e-Transfers. The monthly fee is on the high side, though there's a way to have it waived. Compare it with the regular Unlimited Plan first, which covers the same everyday banking for less.
Fees
Account fees
Monthly fee
$23.95
eStatement
Included
Highlights
- Monthly fee of $23.95 (waived with a $5,000 minimum balance)
- No cost for ATM transactions in the AccuLink® network
- Member dividend3 eligibility
- No limit on transactions through AccèsD, ATM 2, cheque, or teller
- No charge for Interac® e-Transfers
Legal
1. Some offers provide a discounted or waived fee on this plan under certain conditions.
2. Additional fees of $1.50, $3.00 or $5.00 may apply to withdrawals made from non-Desjardins ATMs affiliated with the Interac and PLUS* networks. Some ATM operators also charge their own fees to use their machines. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the amount of the withdrawal and are paid directly to the ATM operator. For more information, see the Service fees page.
3. The payment of a member dividend is subject to certain conditions, such as the caisse's financial capacity and the vote by members on the distribution of surplus earnings.
4. Non-registered regular savings account linked to your everyday account.
5. Dès le 1er juillet 2025, si vous avez le forfait L’Illimité Plus, nous n’appliquerons plus de frais de service pour les retraits effectués à des guichets automatiques autres que Desjardins affiliés aux réseaux Interac et PLUS. Toutefois, certains exploitants de guichets automatiques exigent des frais supplémentaires pour l’utilisation de leurs guichets.
6. Annual $15 discount (including taxes).
7. Since June 12, 2022, return of paper cheque images is no longer available for members who didn't already have this service.
8. The $2.25 account maintenance fee that applies to the monthly paper statement is only waived for Basic transaction plans.
9. Interace-Transfers and Desjardins money transfers aren't available via the AccèsD Telephone service.
10. Transaction fees also apply to the USD Build-Up Savings Account.
11. Offers are available upon request, except the Merit Service for members 60 and over ($4 monthly discount), which is applied automatically. Offers are subject to change without notice at any time. Some conditions apply.
12. Some conditions apply.
13. Opening an account allows you to become a member and to vote under certain conditions. The payment of a member dividend is subject to certain conditions, such as the caisse's financial capacity and the vote by members on the distribution of surplus earnings.