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3.9/5
Our Rating
ATB Unlimited Account
Everyday banking with no limits. The ATB Unlimited Account gives customers no cap on transactions and free Interac e-Transfers. Its monthly fee is waivable with a qualifying balance, making it a practical option for Albertans who want full-service banking.
ATB Unlimited Account
3.9/5
Our Rating
Everyday banking with no limits. The ATB Unlimited Account gives customers no cap on transactions and free Interac e-Transfers. Its monthly fee is waivable with a qualifying balance, making it a practical option for Albertans who want full-service banking.
On this page
Account Details
Offer Headline
N/A
Monthly Fee
$15.95
Multiple fee rebates available (2 options)
Our Rating
3.9/5
Account Type
Chequing
Account Category
Personal
Institution
ATB
Fees
Account Fees
Monthly Fee
$15.95
Fee Waiver: Minimum Balance Waiver
$4,000 min. balance
Fee Waiver: Post-secondary Student Waiver
Full waiver
eStatement
Included
ATM Fees
Canadian ATMs
$2
USA
$5
Highlights
- $15.95 per month, waivable if you meet a $4,000 daily balance requirement or are a post-secondary student
- Unlimited no-cost Interac® e-Transfers
- No-cost ATB ABM access
- Reimbursement of up to $4.50 for an ABM withdrawal outside of Alberta but still in Canada (up to two withdrawals each month)
- Reimbursement of up to $8 for one ABM withdrawal in the US
- Free paper statements for those enrolled in post-secondary
- Optional overdraft protection: minimum $4 charge or interest (whichever is greater)
Legal
1. On approved credit. You pay the greater of $4.00 or monthly interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 17.25% per annum, charged and payable monthly.
2. ABM withdrawals are converted to Canadian dollars using an exchange rate 2.5% above the exchange rate set by Mastercard International Incorporated (which operates the Cirrus® ATM Network). Some transactions may take a few days to be processed. You’ll be charged the applicable exchange rate on the day your transaction goes through your account, not necessarily the rate on the day you made the transaction.
Related documents: ATB Financial Personal Account Agreement (PDF), Additional Services & Associated Charges (PDF).
Interest rates are subject to change at any time without advance notice.
Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.
Cirrus is a registered trademark of Mastercard International Incorporated. Used under license.