Working hard in the background...
2.7/5
Our Rating
ATB Pay As You Go Account
Want to pay only when you use your account? ATB’s Pay As You Go Account offers just that. Customers have no monthly fee and see a charge only when they use their account.
ATB Pay As You Go Account
2.7/5
Our Rating
Want to pay only when you use your account? ATB’s Pay As You Go Account offers just that. Customers have no monthly fee and see a charge only when they use their account.
On this page
Account Details
Offer Headline
N/A
Monthly Fee
$0
Our Rating
2.7/5
Account Type
Chequing
Account Category
Personal
Institution
ATB
Fees
Account Fees
Monthly Fee
$0
eStatement
Included
Highlights
- No monthly fee with an individual charge per transaction (monthly fee cap of $25)
- $1.75 each for in-branch, ABM, Client Care of telephone banking withdrawals and transfers
- $3.75 each for in-branch, ABM, Client Care or telephone banking bill payments
- $1.50 each for cheques
- Reimbursement of up to $4.50 for an ABM withdrawal outside of Alberta but in Canada (two withdrawal per month)
Legal
- On approved credit. You pay the greater of $4.00 or monthly interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 17.25% per annum, charged and payable monthly.
- ABM withdrawals are converted to Canadian dollars using an exchange rate 2.5% above the exchange rate set by Mastercard International Incorporated (which operates the Cirrus® ATM Network). Some transactions may take a few days to be processed. You’ll be charged the applicable exchange rate on the day your transaction goes through your account, not necessarily the rate on the day you made the transaction.
- Related documents: ATB Financial Personal Account Agreement (PDF), Additional Services & Associated Charges (PDF).
- Interest rates are subject to change at any time without advance notice.
- Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.
- Cirrus is a registered trademark of Mastercard International Incorporated. Used under license.