ATB logo

Chequing account

ATB

ATB Pay As You Go Account

2.7/5 our rating

Open account

Opens ATB's website

Monthly fee
$0

Overview

ATB's account for people who hardly touch their chequing. Nothing is charged monthly. You pay only when you actually use the account. That works well for an account kept for the occasional bill, but if you're using it most days, a flat-fee or no-fee account will cost you less.

Fees

Account fees

Monthly fee

$0

eStatement

Included

Highlights

  • No monthly fee with an individual charge per transaction (monthly fee cap of $25)
  • $1.75 each for in-branch, ABM, Client Care of telephone banking withdrawals and transfers
  • $3.75 each for in-branch, ABM, Client Care or telephone banking bill payments
  • $1.50 each for cheques
  • Reimbursement of up to $4.50 for an ABM withdrawal outside of Alberta but in Canada (two withdrawal per month)
  1. On approved credit. You pay the greater of $4.00 or monthly interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 17.25% per annum, charged and payable monthly.
  2. ABM withdrawals are converted to Canadian dollars using an exchange rate 2.5% above the exchange rate set by Mastercard International Incorporated (which operates the Cirrus® ATM Network). Some transactions may take a few days to be processed. You’ll be charged the applicable exchange rate on the day your transaction goes through your account, not necessarily the rate on the day you made the transaction.