ATB No-Fee All-in Digital Account

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Open account

Opens ATB's website

Monthly fee: $0

Overview

Unlimited digital transactions with no monthly fee and no minimum balance, which is rare from a full-service bank. The condition is that you have to qualify for an ATB line of credit. If you're an Albertan who banks online and can meet that, it's one of the best everyday deals in the province.

Fees

Account fees

Monthly fee

eStatement

Included

Highlights

No monthly fee with line of credit approval
Line of credit for the amount of $5,000 to $50,000¹
Unlimited digital transactions (in-branch transactions cost an additional $5 each)
No cost Interac e-Transfers
No minimum balance requirement
Reimbursement of up to $4.50 for an ABM withdrawal outside of Alberta but still in Canada (up to two withdrawals each month)
Reimbursement of $8 for one monthly ABM withdrawal in the US²

Legal

1. On approved credit. You need to meet our lending criteria, and some conditions and restrictions apply. While you may ask for a certain credit limit, ATB will set your limit depending on what we can approve for you. The approved interest rate is variable and based on ATB’s prime rate. For more information and terms and conditions, call us at 1-800-332-8383 or consult the ATB Financial Personal Line of Credit Terms and Conditions.

2. ABM withdrawals are converted to Canadian dollars using an exchange rate 2.5% above the exchange rate set by Mastercard International Incorporated (which operates the Cirrus^® ATM Network). Some transactions may take a few days to be processed. You’ll be charged the applicable exchange rate on the day your transaction goes through your account, not necessarily the rate on the day you made the transaction.

Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.

Cirrus is a registered trademark of Mastercard International Incorporated. Used under license.

No-Fee All-In Digital Account is a trademark of ATB Financial.