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4.2/5
Our Rating
ATB No-Fee All-in Digital Account
Digital banking at no cost. ATB’s No-Fee All-in Digital Account gives customers unlimited digital transactions without a monthly fee or minimum balance requirement. It’s a strong offering for Albertans who manage their money online and can qualify for the required line of credit.
ATB No-Fee All-in Digital Account
4.2/5
Our Rating
Digital banking at no cost. ATB’s No-Fee All-in Digital Account gives customers unlimited digital transactions without a monthly fee or minimum balance requirement. It’s a strong offering for Albertans who manage their money online and can qualify for the required line of credit.
On this page
Account Details
Offer Headline
N/A
Monthly Fee
$0
Our Rating
4.2/5
Account Type
Chequing
Account Category
Personal
Institution
ATB
Fees
Account Fees
Monthly Fee
$0
eStatement
Included
Highlights
- No monthly fee with line of credit approval
- Line of credit for the amount of $5,000 to $50,0001
- Unlimited digital transactions (in-branch transactions cost an additional $5 each)
- No cost Interac e-Transfers
- No minimum balance requirement
- Reimbursement of up to $4.50 for an ABM withdrawal outside of Alberta but still in Canada (up to two withdrawals each month)
- Reimbursement of $8 for one monthly ABM withdrawal in the US2
Legal
1. On approved credit. You need to meet our lending criteria, and some conditions and restrictions apply. While you may ask for a certain credit limit, ATB will set your limit depending on what we can approve for you. The approved interest rate is variable and based on ATB’s prime rate. For more information and terms and conditions, call us at 1-800-332-8383 or consult the ATB Financial Personal Line of Credit Terms and Conditions.
2. ABM withdrawals are converted to Canadian dollars using an exchange rate 2.5% above the exchange rate set by Mastercard International Incorporated (which operates the Cirrus® ATM Network). Some transactions may take a few days to be processed. You’ll be charged the applicable exchange rate on the day your transaction goes through your account, not necessarily the rate on the day you made the transaction.
Related documents: ATB Financial Personal Account Agreement (PDF), Additional Services & Associated Charges (PDF).
Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.
Cirrus is a registered trademark of Mastercard International Incorporated. Used under license.
No-Fee All-In Digital Account is a trademark of ATB Financial.