Finly Wallet

Buffing the leather…

Finly Wallet

250

Canadian Tire Cash Advantage Mastercard

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How you earn rewards

0.25% cash back up to $1,500 spent per year
0.5% cash back between $1,500 to $3,000 spent per year
1% cash back between $3,000 and $24,000 spent per year
1.5% cash back over $24,000 spent per year
2x cash back (from brackets above, up to 3%) on purchases at CanadianTire stores, Canadian Tire gas bars, and Marks

Card details

Interest Rates

Purchase: 21.99%

Cash Advance: 22.99%, for Quebec 21.99%

Balance Transfer: 22.99%

Annual Fees

Main Card: $0

Additional Cards: 0

Annual Income

Personal: N/A

Household: N/A

Credit Score Estimate

300

Poor

560

Fair

660

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Card Type

Credit

Reward Type

Cash Back

Our Rating

1.8/5

Institution

Canadian Tire

Insurance & Benefits

Insurance

No insurance coverage is bundled with this card.

Benefits

No additional benefits listed for this card.

Pros & Cons

Pros

No annual fee
High Canadian Tire cashback
No fee financing

Cons

Complicated rewards tier system
Limited rewards outside brand
No insurance
No benefits

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