Yannick Pelletier | Finly Wallet

How you earn rewards

Earn 3% in reward dollars at any Walmart store in Canada or online at Walmart.ca²
Earn 1% everywhere outside Walmart³
Get 3 months free on Delivery pass annual subscription every year.⁴

Card details

Interest Rates

Purchase: 21.89%

Cash Advance: 22.97%

Balance Transfer: 22.97%

Annual Fees

Main Card: $0

Additional Cards: $0

Welcome Bonus

Start with a welcome bonus of $25 reward dollars¹. Just spend $75 in a single purchase at Walmart with your new Walmart Rewards Mastercard in the first 30 days¹.

Annual Income

Personal: N/A

Household: N/A

Credit Score Estimate

300

Poor

560

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Card Type

Credit

Reward Type

Cash Back

Our Rating

1.7/5

Institution

Walmart

Insurance & Benefits

1 insurance

0 benefits

Insurance

Coverage

Purchase Protection

90 days

Benefits

No additional benefits listed for this card.

Pros & Cons

Pros

No annual fee
Instalment payments available
Sign-up bonus
Solid Walmart rewards

Cons

Lower reward rates overall
Limited redemption options
No benefits
Limited insurance

Legal

¹A $25-dollar Welcome Bonus in Walmart Reward Dollars will be awarded to your Walmart Rewards account within five business days after an eligible single purchase reaching a total spend of $75 (including taxes) using your Walmart Rewards Mastercard is made at Walmart retail locations in Canada or online at Walmart.ca. To qualify for this offer you must (1) apply and be approved for a Walmart Rewards™ Mastercard® account in-store or online at walmartrewards.ca; and (2) make a single-receipt purchase of at least $75 (including taxes) at Walmart retail locations in Canada or online at Walmart.ca. Qualifying purchase must be made within 30 days of your application approval. Offer cannot be used with any other offer or promotion and is limited to one welcome bonus per new account. This offer is subject to the full Walmart Reward Dollars Program Terms and Conditions

² Earn 3% in Walmart Reward Dollars on eligible purchases charged to your Walmart Rewards Mastercard at Walmart retail locations in Canada and online at Walmart.ca before taxes. Some exclusions apply. See Walmart Reward Dollars Program Terms and Conditions for details.

³ Earn 1% in Walmart Reward Dollars on all eligible purchases charged to your Walmart Rewards Mastercard outside of Walmart retail locations in Canada and online at Walmart.ca. Some exclusions apply. See Walmart Reward Dollars Program Terms and Conditions for details.

⁴ Use your Walmart Rewards Mastercard to pay for a regularly priced annual Walmart Delivery Pass when purchasing it online at Walmart.ca and receive a 3-month statement credit plus applicable taxes for Walmart Rewards Mastercard or 6-month statement credit plus applicable taxes for Walmart Rewards World Mastercard. Your statement credit will be posted to your Walmart Rewards Mastercard account within 45 business days after the qualifying annual Delivery Pass plan purchase is made. Only one statement credit per account, per year. The account must be in good standing at the time the statement credit is awarded. See Delivery Pass Terms for details and exclusions.