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FinlyWealth

Canada’s most innovative rewards platform — paid in real cash via Interac.

Vancouver, BC, Canada

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© 2026 FINLY TECHNOLOGY CORP. (dba FinlyWealth). All rights reserved.

Disclosure ·We may earn a commission for some products featured on this site. Content and reviews on FinlyWealth are editorially independent and not influenced by advertisers. For the latest details, visit each advertiser’s official website. Information on this site — including credit card and product recommendations — is for informational and entertainment purposes only and does not constitute financial, legal, or tax advice. The owners and authors are not financial, legal, or tax professionals. Always consult a qualified professional before making financial decisions. FinlyWealth shall not be held liable for any inaccuracies, errors, or omissions, or any resulting actions taken by readers.

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BabyGurl | Finly Wallet

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American Express® Aeroplan®* Reserve Card

American Express® Aeroplan®* Reserve Card

Earn up to 85,000 Aeroplan points — up to $4,400 in value in your first 13 months

American Express Platinum Card®

American Express Platinum Card®

Earn up to 100,000 MR points — that's up to $1,000 towards a weekend away

BMO VIPorter World Elite®* Mastercard®*

BMO VIPorter World Elite®* Mastercard®*

+$200 EXCLUSIVE

Best card for frequent Porter Airlines travelers

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RBC Visa Classic Low Rate Option

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Scotiabank Gold American Express® Card

Scotiabank Gold American Express® Card

+$200 EXCLUSIVE

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Scotiabank Passport® Visa Infinite +* Card

+$120 EXCLUSIVE

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Sponsored

Marriott Bonvoy® American Express®* Card

Amex's best offer this year

Marriott Bonvoy® American Express®* Card

Earn up to 110,000 bonus Marriott Bonvoy® points — 80,000 after you spend $6,000 in your first 6 months, plus 30,000 with a purchase in month 15. Offer ends September 22, 2026.

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Up to $900 welcome bonus

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Up to $1000 welcome bonus

Tangerine Chequing

$250 when you move your pay

Tangerine Savings

Earn 4.50% for 5 months

Sponsored

LIMITED TIME OFFER

Tangerine No Fee Chequing Account + up to $325

Get an exclusive $75 rebate from FinlyWealth, plus move your pay to Tangerine to earn $250(1)

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Bree

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Bree

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$0 trading + up to $2k cashback

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$0 trading + $50 bonus

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Up to 30 free stocks + $120 cashback

Fund a new Moomoo account for up to 30 free stocks and a 6% APY cash sweep, plus our exclusive $120 cashback.

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Scotia Momentum® for business No Fee Visa* Card

Top pick for no-fee business cards

Scotia Momentum® for business No Fee Visa* Card

Earn 10% cash back on up to $1,500 in purchases for the first 3 months(1)

Finly Wallet

BabyGurl

Capital One Secured Mastercard

Amazon.ca Rewards Mastercard®

American Express® Aeroplan®* Card

American Express® Green Card

BMO Blue Rewards Mastercard

Capital One Smart Rewards™ Mastercard®

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Capital One Guaranteed

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EQ Bank card

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Capital One Guaranteed Secured Mastercard®

Swipe or tap a card · full details below

Card offer

N/A

Why @w11d26ae3 carries this

Everyday

How you earn rewards

No Rewards on this card

Card details

Interest Rates

Purchase: 29.9%□

Cash Advance: 29.9%□

Balance Transfer: 29.9%□

□ Quebec rates: Purchase 21.9%, Cash advance 21.9%, Balance transfer 21.9%

Annual Fees

Main Card: $0

Additional Cards: $0

Annual Income

Personal: N/A

Household: N/A

Credit Score Estimate

300⁎

Poor

560⁎

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Card Type

Secured Credit

Reward Type

None

Our Rating

4.1/5

Institution

Capital One

Insurance & Benefits

5 insurance

·

1 benefit

Insurance

Coverage

Common Carrier Travel Accident Insurance

$250,000

Baggage Delay

$100/day up to 3 days

Car Rental Damage & Theft

Up to 31 days

Purchase Protection

120 days

Extended Warranty

double up to 2 years

Benefits

Details

Price Protection

60 days, Up to $100 per item, $500 per year

Pros & Cons

Pros

No annual fee
Price protection
Low entry barriers
Credit building
credit reporting
Credit increase account reviews
Decent insurance

Cons

High APR
No rewards
Low initial credit limits
Limited additional benefits

Legal

Capital One is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for a Capital One card, (I/we) may receive compensation from Capital One, which can be in the form of monetary payment.

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