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Wealthsimple Prepaid Mastercard
$25
$0

*/** Terms and conditions apply.
Card Type | Prepaid |
Reward Type | None |
Finly Rating | 3.7/5 |
Institution | Wealthsimple |
Annual Fee | $0 |
Additional Card Fee | $0 |
Interest Rates | Purchase: N/A Cash Advance: N/A |
Credit Score Estimate | Poor |
Annual Income | Personal: N/A Household: N/A |
Welcome Bonus | $25 Exclusive bonus for new clients (min $1 funding required) |
Description | New Wealthsimple clients can earn a $25 bonus after signing up and funding a chequing account with a minimum of $1. |
Sign in or create a new FinlyWealth account.
Click the offer link provided in order to be redirected to the merchant's page.
Make sure to add your INTERAC e-Transfer email to your Finly profile for us to process payments.
Complete your application process in one go.
Once approved, the institution will report the transaction to us based on their reporting schedule, which can vary from 3-5 days, up to 2 weeks. Your Finly cashback profile will reflect that as soon as we receive a status update.
Rebate payments are generally processed within 10 days of receiving transaction confirmations, however it may vary depending on payment processing times.
Your Privacy Matters
We take privacy seriously and believe in keeping your information the way it's meant to be - private. We ask for minimal information to reduce exposure and secure any personal information stored using the latest industry standards.
Secure Payments via INTERAC
Payments are sent via INTERAC e-Transfer through our secure automated payment system. If your INTERAC requires a password to accept payments, you can find your unique passcode in your Finly account page, otherwise the cash payment will be auto-deposited directly into your bank account.

Don't switch devices
Making sure to complete the process in one go without switching devices will help to avoid unforeseen tracking issues.

Avoid cookie or ad blockers
Most of our tracking process is done through browser cookies, hence blocking them would introduce potential tracking issues. Don't use incognito mode either.

Read eligibility criteria
It's generally recommended to read and understand the eligibility criteria before you apply for a financial product.
A FinlyWealth rebate is a real cash payment you receive when you apply for a financial product (credit card, bank account, or brokerage) through our platform. It's our way of sharing the referral commission we earn with you, directly into your bank account.
Rebates are sent via INTERAC e-Transfer through our secure automated payment system. Make sure to add your INTERAC e-Transfer email to your Finly profile. If your INTERAC requires a password to accept payments, you can find your unique passcode in your Finly account page. Otherwise, the payment will be auto-deposited directly into your bank account.
The timeline varies by institution. Generally, the financial institution reports the transaction to us within 3–7 days after approval. Once we receive confirmation, rebate payments are typically processed within 10 days. You can track your rebate status in your Finly cash back profile.
Yes. We take privacy seriously and collect only minimal information needed for payment processing—simple details like your name and INTERAC e-Transfer email. We never share your data with third parties beyond what's required to process your rebate.
No. Our tracking process relies on browser cookies to attribute your application to your Finly account. Using VPNs, ad blockers, or incognito/private browsing mode can interfere with tracking and may result in your rebate not being recorded. Please disable these before clicking the offer link.
If your rebate hasn’t appeared within the expected timeline shown on this page, you can file a support ticket with our support team through your Finly account. Having your application reference number ready will help us resolve the issue faster.
It is strongly recommended to complete the entire application on one device in one browsing session. Switching devices or closing the browser midway can break the tracking cookie, which may prevent the rebate from being recorded.
Yes! The FinlyWealth rebate is completely separate from and in addition to any welcome bonus, sign-up offer, or promotional incentive offered by the financial institution. You get both.
Apply now through FinlyWealth and secure the cash offer.
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Wealthsimple is not responsible for maintaining the accuracy of information on this website. Refer to Wealthsimple's page for more details.
21.25% interest rate is available to Wealthsimple Core clients; 1.75% interest rate is available to Wealthsimple Premium clients; and 2.25% interest rate is available to Wealthsimple Generation clients. Annualized rate, calculated daily, paid monthly. Subject to change. For more information, visit wsim.co/rates.
4While Wealthsimple does not charge additional ATM fees, withdrawals may be subject to a fee charged by ATM providers. Wealthsimple will reimburse Cash clients an unlimited number of ATM fee reimbursements. Reimbursements will be made to the account linked to the prepaid Mastercard within 4 business days after the ATM transaction settles. For more information, visit wsim.co/atm-reimbursement.
5Foreign transaction (FX) fees are surcharges typically applied by financial institutions to foreign currency purchases. Foreign currency transactions are still subject to a currency conversion fee from credit card issuers.
6Wealthsimple Core and Premium users who set up automated direct deposits totalling at least CAD $2,000 a month to their Wealthsimple chequing will earn a boosted interest rate of 0.5% (“Boosted Rate”) on top of their current interest rate towards their chequing account balance, up to a maximum of 2.25% total interest rate for CAD Cash accounts. Boosted Rate is an annualized rate, calculated daily, paid monthly, and is subject to change. Must be residents of Canada and age of majority. Max 1 Boosted Rate per eligible client per currency account. Full details at wsim.co/dd-boosted-interest.
7For more information about CDIC coverage, visit wsim.co/legal.
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