Wealthsimple and Up to $625 Cash Back $0 from FinlyWealth**

• Get a $25 welcome bonus when you sign up and fund your account with a minimum of $1*
• Earn a 2% match on eligible margin account transfers with a debit balance of $10K+
• Earn a 1% match on almost all other account transfers
• Plus 0% interest on up to $10,000 (for 30 days after you use margin for the first time)

Note: Our calculated bonus estimate does not factor in the 2% matching of margin-enabled account transfer which requires you to have borrowed a minimum of $10K from your other broker before Aug 4, 2025.

More details can be found here.

CHEQUING & SAVINGS:

For everyday spending and saving

Some accounts are good for parking and growing your money, while others are good for avoiding fees and restrictions. Wealthsimple chequing accounts are great for all of those things.

• Interest rates starting at 1.75% (up to 2.75%)²
• No minimums, monthly fees, or overdraft penalties
• No-fee prepaid Mastercard with 1% cash back on everything³
• No ATM fees or Foreign Transaction (FX) fees^4,5
• Access to 60,000 ATMs across the country
• Third-party ATM fee reimbursements up to $5 per transaction⁴
• Unlimited free Interac e-Transfers^®, bill payments, and debit transaction
• 0.5% interest boost (up to 2.75% total) when you set up eligible direct deposits⁶
• Up to $1 million in CDIC deposit insurance coverage on eligible CAD deposits⁷
• Up to eight individual and eight joint accounts to help organize your money for different goals like vacations, emergency fund, etc.

SELF-DIRECTED INVESTING:

Zero-commission stock and ETF trading

Their self-directed investing platform lets you buy and sell your favourite assets, 100 % commission-free, with ultra-low conversion fees for U.S.-listed securities.

• 100 % commission-free stock and ETF trading (some banks charge up to $9.99 per trade)⁸
• More than 14,000 Canadian and U.S. stocks and ETFs to choose from
• FX conversion fees of 1.5 % or less to and from USD accounts⁹
• Advanced products like options trading, and margin accounts with lower rates than any Canadian bank (as low as prime − 0.5 % for qualified clients)¹⁰
• Automated investments, dividend reinvestment, and fractional shares
• Stock lending to generate passive income¹¹
• Real-time data and advanced charting tools
• Overnight trading for thousands of U.S. stocks and ETFs (24 hours a day, 5 days a week)¹²
• 90+ cryptocurrencies to trade with low fees¹³

PORTFOLIOS:

Expert-built, tailored investing

Their managed portfolios are designed by experts and personalized to your risk tolerance and goals. Or choose a customized portfolio that lets you invest exactly the way you want.

• Low account fees (0.5 % or lower)¹⁴
• Easy customization to tailor your portfolio to your strategy
• Premium and Generation clients in managed portfolios receive on-demand access to financial planners
• Households with more than $500,000 in assets can receive fully bespoke wealth management for their entire family (additional fee of 0.35 % applies)