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Finly rebate paused on this offer
The cash-back rebate on this product isn’t active right now, but the issuer’s offer still is. You can apply directly below — there just won’t be a Finly rebate this time.
Tims® Mastercard Secured
We don't currently offer a Finly cash-back rebate on this product, but the issuer's offer is still on. Click below to apply directly through their site — no Finly rebate this time, just a quick handoff.
Paid via INTERAC e-Transfer
Secure & private
$1,047,000+ paid out to Canadians
The card
Why Tims® Mastercard Secured?
Issued by Tims Financial. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.
How to earn the welcome bonus
From April 28, 2025, up to and including May 12, 2025, new customers who apply for and are approved for the Tims Mastercard are eligible to receive a $20 CAD Tims Gift Card via email, as well as a promo code (sent via a separate email) to redeem a black 40 oz Stainless Steel Tumbler on TimShop. To qualify for the Welcome Offer, your first purchase must be made within 30 days of your Tims Mastercard account activation.
Earns rewards on
0.25x - 12x Tims® Rewards points
Groceries
Gas
Transit
- 12x points per $1 when you scan for Tims Rewards
- 2x points per $1 on groceries (excluding Walmart and Costco), gas & EV charging, transit, taxi's & rideshares
- 0.25x point per $1 (1x point per $4) on everywhere else
Fees & rates
Annual fee
$0
Purchase interest
20.99% - 26.99%
Cash advance interest
22.99% - 27.99%
Foreign transaction
2.5%
Additional cards
$0
Credit recommended
Poor
Built-in perks & coverage
Purchase Protection
Extended Warranty
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
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