onaclaireplane Top 5 Cards
Published Sep 8, 2026 6:00 AM
• Updated Oct 4, 2026 12:28 AM
• 5 min read
Here are my top 5 (actually 6) cards to have in your wallet!
American Express
4.3
American Express
4.5
American Express
4.9
$200 cash offer
Scotiabank
5.0
$120 cash offer
Scotiabank
4.8
American Express
4.6
Annual Fee
$120
$150
$191.88
$120
$150
$799
Interest Rates
Purchase
21.99%*
Cash advance
21.99%*
Rate details
Purchase
21.99%*
Cash advance
21.99%*
Rate details
Purchase
21.99%*
Cash advance
21.99%*
Rate details
Purchase
21.99%
Cash advance
22.99%
Balance transfer
22.99%
Purchase
20.99%
Cash advance
22.99%
Balance transfer
22.99%
Purchase
21.99% - 30%*
Cash advance
N/A*
Rate details
Welcome Bonus
Earn up to 70,000 bonus Marriott Bonvoy® points
Earn up to 80,000 bonus Marriott Bonvoy® points
Up to 15,000 Membership Rewards® points
Earn up to $950 in welcome offers, first year rewards and savings value, and up to 50,000 bonus Scene+ points.
Earn up to $1,250 in value, including up to 35,000 bonus Scene+ points
Earn up to 100,000 Membership Rewards® points
Rewards
2x - 5x
2x - 5x
1x - 5x
1x - 6x
1x - 3x
1x - 2x
Finly Offer
Exclusive cash back
—
—
—
—
on American Express' website
Apply with Confidence — won't impact your credit score
on American Express' website
on American Express' website
Apply with Confidence — won't impact your credit score
on Scotiabank's website
on Scotiabank's website
on American Express' website
Apply with Confidence — won't impact your credit score
Welcome Bonus Details
Earn Rates
Insurance Coverage
Extra Benefits
Requirements
About the author
Claire Haughian
Hi, I'm Claire 👋🏼, your one-stop shop for all things travel, and points and miles strategies, in Canada. I run @onaclaireplane because the points and miles world is loud, confusing, and full of hyp... See full bio
