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onaclaireplane Best Cards for Aeroplan
Published Jan 6, 2026 3:00 AM
• Updated Apr 27, 2026 7:58 PM
Aeroplan points are highly sought after as they open up flights within Star Alliance, the largest airline alliance in the World. The best card to earn Aeroplan points on remains the Amex Cobalt (via points transfer), but you should also have an Aeroplan card in your wallet to cover insurance on points bookings, free checked bags, or even lounge access with the premium cards. Each card has its own perks and earn rates, with the premium cards offering the most value for the high annual fee. See all the details below to decide which one is right for you.
REWARDS RATE
1x - 1.5x
ANNUAL FEE
$139 $0 First Year Rebated
INTEREST RATES
21.99% / 22.99%□
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
APPLY NOW
on TD's website
REWARDS RATE
1x - 2x
ANNUAL FEE
$120
INTEREST RATES
30% Annual* / 30% Annual*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
REWARDS RATE
1.25x - 2x
ANNUAL FEE
$599
INTEREST RATES
21.99% / 22.99%□
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
APPLY NOW
on TD's website
REWARDS RATE
1.25x - 3x
ANNUAL FEE
$599
INTEREST RATES
21.99%* / 21.99%*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
REWARDS RATE
1x - 2x
ANNUAL FEE
$149
INTEREST RATES
14.99% / 22.99%
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
APPLY NOW
on TD's website
REWARDS RATE
1.25x - 3x
ANNUAL FEE
$599
INTEREST RATES
21.99%* / 21.99%*
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
693Fair
743⁎Good
790⁎Very Good
833⁎Excellent
APPLY NOW
on American Express' website
REWARDS RATE
0.66x - 1.5x
ANNUAL FEE
$89 $0 First Year Rebated
INTEREST RATES
21.99% / 22.99%□
Purchase / Cash Advance
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
APPLY NOW
on TD's website
About the author
Claire Haughian
Hi, I'm Claire 👋🏼, your one-stop shop for all things travel, and points and miles strategies, in Canada. I run @onaclaireplane because the points and miles world is loud, confusing, and full of hyp... See full bio
