Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Card Details
Based on $2,000 spending
First Year Value
$287.9
Annual Rewards
$242.9
First Year Bonus
$45
Annual Fee
$0
First Year Value
$287.9
$242.9 in years after
Interest Rates
Cash Advance: 22.97% - 27.99%
Purchase: 20.89% - 26.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
$45 on Approval
Card Type
Cash Back
Our Rating
2/5
Institution
Walmart
Rewards
- 1.25% cashback on Walmart store and Walmart.ca purchases
- 1% cashback on all credit card purchases.
Walmart Rewards™ Mastercard® Cash Back Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Walmart in store and Walmart.ca
$14.51
All other purchases
$228.39
Net Annual Rewards
$242.9
Rewards Summary
Net Annual Rewards
$242.9
First Year Card Bonus
$45
First Year Card Value
$287.9
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Pros & Cons
Pros
- Installment Payments: Allows you to pay for Walmart purchases in installments over six months.
- Walmart Rewards: Earn 1.25 Walmart Reward Dollars for every dollar spent at Walmart stores.
- Sign-Up Bonus: Get up to $45 in Walmart Reward Dollars when you sign up.
Cons
- Limited Redemption: Rewards can only be redeemed at Walmart and Walmart.ca.
- Lower Rewards: Offers lower rewards compared to other store and cashback credit cards.
- Minimal Benefits: No additional benefits or insurance coverage aside from purchase assurance and extended warranty.
Walmart Rewards™ Mastercard® Review
The Rewards
How You Earn Rewards
- 1% on everything else.
Reward comparison to other popular no annual fee credit cards
Walmart Rewards™ Mastercard® | Simplii Financial™ Cash Back Visa* Card | American Express® Green Card | |
---|---|---|---|
Welcome Bonus | $45 on Approval | 10% cash back on eligible restaurants, food delivery and bar purchases for the first 4 months, up to $500†. | Up to 10,000 points ($210 value) |
Earn Rates |
|
|
|
Insurance Included | 1 type
| 2 types
| 2 types
|
Perks | None | None | 2 perks
|
Annual Fee | $0 | $0 | $0 |
Income Requirements | N/A | $15,000 personal or $15,000 household | N/A |
Apply Now | Apply Now | Apply Now | Apply Now |