TD® Aeroplan® Visa Platinum* Credit Card
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
Card Details
Annual Rewards
$353.03
Aeroplan rewards
First Year Bonus
$420
Aeroplan rewards
Annual Fee
$89
$0
First Year Waived
First Year Value
$773.03
$264.03 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 20.99%
Annual Fee
$89
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card. Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening. Get an annual fee rebate for the first year.
Card Type
Reward: Points
Loyalty Program: Air Canada Aeroplan
Our Rating
3/5
Institution
TD
Rewards
- 1.5 Aeroplan points per $1 spent on gas, groceries, Air Canada and Air Canada vacations (maximum 80,000 points annually)
- 0.66 Aeroplan point per $1 spent on all other eligible purchases
TD® Aeroplan® Visa Platinum* Credit Card Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Groceries, Gas and Air Canada
5,194 points
All other purchases
11,616 points
Annual Fee
- $89
Net Annual Rewards
16,810 points
Valued at $264.03 (after fees)
Rewards Summary
Net Annual Rewards
16,810 points
Valued at $264.03 (after fees)
Welcome Bonus
20,000 points
Valued at $420
First Year Value
36,810 points
Valued at $773.03
Point Redemptions
Redemptions Chart
Transfer to Airline Partners
$684.03
Travel
$214.69
Gift Cards
$183.4
Insurance & Benefits
Insurance
Coverage
Flight Delay
$500
Baggage Delay
$1,000
Lost or Stolen Baggage
$1,000
Travel Accident
$500,000.svg)
Car Rental Damage & Theft
yes
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits
Details
Extra points
Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks storesExtra points
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore
Car Rental Discount
10% off base rate of Avis Rent A Car and Budget Rent A Car
Pros & Cons
Pros
- Up to 20,000 Aeroplan Points welcome bonus.
- Earn 1 point per $1 on gas, groceries, and Air Canada purchases.
- Preferred Pricing on Aeroplan flight rewards.
- Includes 12 types of insurance for added travel protection.
Cons
- Rewards value is best redeemed for Air Canada flights.
- Lower points earning rate of 1 point per $1.50 on other purchases.