Rewards Calculator Algorithm
You can estimate your rewards by inputting your monthly or yearly spending habits.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Card Details
Based on $2,000 spending
First Year Value
$778.45
$269.45 in years after
Annual Rewards
$358.45
Air Canada Aeroplan®
First Year Bonus
$420
Air Canada Aeroplan®
Annual Fee
$89
$0
First Year Waived
First Year Value
$778.45
$269.45 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 20.99%
Balance Transfer: 22.99%
Annual Fee
$89
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card. Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening. Get an annual fee rebate for the first year.
Card Type
Category: Points
Loyalty Program: Air Canada Aeroplan®
Our Rating
3/5
Institution
TD
Rewards
- 1.5 Aeroplan points per $1 spent on gas, groceries, Air Canada and Air Canada vacations (maximum 80,000 points annually)
- 0.66 Aeroplan point per $1 spent on all other eligible purchases
TD® Aeroplan® Visa Platinum* Credit Card Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Groceries, Gas and Air Canada
5,452 points
All other purchases
11,616 points
Annual Fee
- $89
Net Annual Rewards
17,068 points
Valued at $269.45 (after fees)
Rewards Summary
Net Annual Rewards
17,068 points
Valued at $269.45 (after fees)
First Year Card Bonus
20,000 points
Valued at $420
First Year Card Value
37,068 points
Valued at $778.45
Point Redemptions
Redemptions Chart
Transfer to Airline Partners
$689.45
Travel
$216.82
Gift Cards
$185.31
Insurance & Benefits
Insurance
Coverage
Flight Delay
$500Baggage Delay
$1,000
Lost or Stolen Baggage
$1,000
Travel Accident
$500,000.svg)
Car Rental Damage & Theft
yes
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits
Details
Extra points
Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks storesExtra points
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore
Car Rental Discount
10% off base rate of Avis Rent A Car and Budget Rent A Car
Pros & Cons
Pros
- Up to 20,000 Aeroplan Points welcome bonus.
- Earn 1 point per $1 on gas, groceries, and Air Canada purchases.
- Preferred Pricing on Aeroplan flight rewards.
- Includes 12 types of insurance for added travel protection.
Cons
- Rewards value is best redeemed for Air Canada flights.
- Lower points earning rate of 1 point per $1.50 on other purchases.