American Express® Aeroplan®* Reserve CardVSCIBC Aeroplan® Visa Infinite Privilege* Card

*Terms and conditions apply.

If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 29.99%.

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^†You can qualify for this offer if you apply and are approved for a new CIBC Aeroplan® Visa Infinite Privilege* Card beginning April 7, 2026.

In order to be eligible for this offer, you must also abide by the terms and conditions set out in this footnote.

If you apply and are approved for a new CIBC Aeroplan® Visa Infinite Privilege* card, you can earn:

i. 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods. The 10,000 Aeroplan points will be awarded (i) if the spend requirement is met and (ii) by the end of your next monthly statement period after the spend requirement is met.

ii. 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods. The 40,000 Aeroplan points will be awarded (i) if the spend requirement is met and (ii) by the end of your next monthly statement period after the spend requirement is met.

iii. The anniversary bonus of 50,000 Aeroplan Points will be awarded to you within 8 weeks after the one year account open date, provided you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods and your credit card account is open and in good standing. Additional cardholders are not eligible for this offer.

As set out in and subject to the Aeroplan Program General Terms and Conditions located at [aircanada.com/aeroplan-termsandcondition], you may not be eligible for this offer or to receive any of the Welcome Bonus, Additional Bonus, or Anniversary Bonus, even if CIBC approves your application for an Account, if you have previously received a Welcome Bonus, Additional Bonus or Anniversary Bonus in connection with opening a new Aeroplan credit card account with CIBC or any other issuer of an Aeroplan credit card of the same card category type as the CIBC Account you are applying for.

Offer applies to newly approved card accounts only. Transfers and product changes from other CIBC credit cards are excluded from this offer.

Credit card account must be open and in Good Standing at the time the bonus Aeroplan points are awarded. Aeroplan points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. For this offer, the following do not qualify as purchases: Cash Advances, CIBC Global Money Transfers™, Balance Transfers, Convenience Cheques, fees, interest, payments and Aeroplan points redemptions. It may take up to several business days for purchases to be posted to your account. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.

Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment.

The up to $3,200 value is based on the combined total value of: Free first checked bags for two people, on a round-trip in the first year ($140); usage of the NEXUS statement benefit credit ($160).

The yearly value of up to $385 CA (foreign exchange rate of 1.37 USD as of January 26, 2026) for Visa Airport Companion Program (hosted and managed by Dragonpass International Ltd. (“DragonPass”) is based on the comparable cost of direct enrolment for DragonPass membership ($99 US includes one free visit), and an additional five visits valued at $37 US each. The fees used for the calculation of yearly value are as of July 15, 2024 and may change from time to time. Unlimited Maple Leaf Lounge access in North America ($590 — assumes an average of 5 visits per year by a cardholder plus 1 accompanying guest per visit for 10 total visits per year at the average published entry rate of $59 per person per visit. Actual value received will be based on a cardholder's use of the Maple Leaf Lounge access benefit and accompanying guest access. Lounge access is subject to Air Canada Admittance Terms and Conditions) and the 100,000 Aeroplan points upon approval and required spend on your CIBC Aeroplan Visa Infinite Privilege Card are redeemed for a flight reward ($2,000), based on the majority of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight reward as of September 1, 2025. Redemption calculation is based on actual redemptions made by cardholders between the period of November 8, 2020 to September 1, 2025. Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found on the Air Canada website. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online on the Air Canada website. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.