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Card Details
Interest Rates
Cash Advance: 24.99%*
Purchase: 12.99%*
Balance Transfer: 0% for 12 months, then 17.99%*
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
You could get a 0% promotional annual interest rate for 12 months on balance transfers completed within 90 days of account opening.
Card Type
Cash Back
Our Rating
5/5
Institution
MBNA
Rewards†
No Rewards on This Card
Pros & Cons
Pros
- Great to reduce monthly interest payments during the promotional period.
- Low purchase interest rate for people planning to put some balance on their credit card.
Cons
- A flat fee has to be paid on the balance to make the transfer happen.
- Not a good card other for purposes other than balance transfer.
Legal
* There will be a transaction fee equal to 3.00% of the dollar amount of each balance transfer initiated with this application.