KOHO Essential

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.


Total Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$0

Rewards based on $0 average spending

Card Details

Annual Rewards

$126.96

First Year Bonus

$0

Annual Fee

$48

First Year Value

$78.96

Interest Rates

N/A

Annual Fee

$48

Annual Income

N/A

Credit Score

Poor

Welcome Bonus

N/A

Card Type

Cash Back

Our Rating

2.75 / 5

Institution

KOHO

Rewards


  • • 1% cashback on groceries, Transportation, eating and drinking
  • • 0.25 cashback on everything else

KOHO Essential Cash Back Calculator

Based on average spending


Rewards Breakdown

Groceries, Food and drinks, Transportation

$89.28


All other purchases

$37.68


Annual Fee

- $48


Net Annual Rewards

$78.96

(after fees)

Rewards Summary

Net Annual Rewards

$78.96

(after fees)


Welcome Bonus

$0


First Year Value

$78.96


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