Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Cash Back |
Our Rating | 3.5/5 |
Institution | CIBC |
Fees & Rates
Annual Fee | $120 (first year waived) |
Additional Card Fee | $30 (first year waived) |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99% Balance Transfer: 22.99% |
Eligibility
Credit Score Estimate | Very Good |
Annual Income | Personal: $60,000 Household: $100,000 |
Bonuses
Welcome Bonus | Up to $200 |
Description | Get a first-year annual fee rebate for you and up to three Authorized Users and earn 10% cash back for the first 4 statements on net purchases of up to $2,000 |
Rewards
- 4% cashback on Gas and Groceries if they are in the first $80K transactions of the year and $20K of categorical spends
- 2% cashback on Transportation, Dining and Recurring payments if they are in the first $80K transactions of the year and $20K of categorical spends
- 1% cashback on all other credit card purchases.
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method