ATB Gold Cash Rewards Mastercard®
2.5/5
Rewards Calculator Algorithm
You can estimate your rewards by inputting your monthly or yearly spending habits.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Card Details
Based on $2,000 spending
First Year Value
$240
$240 in years after
Annual Rewards
$240
First Year Bonus
$0
Annual Fee
$0
First Year Value
$240
Interest Rates
Cash Advance: 22.99%
Purchase: 19.99%
Balance Transfer: 22.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Very Good
Welcome Bonus
N/A
Card Type
Cash Back
Our Rating
2.5/5
Institution
ATB
Rewards
- 1% cash back on all eligible purchases
ATB Gold Cash Rewards Mastercard® Cash Back Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
All purchases
$240
Net Annual Rewards
$240
Rewards Summary
Net Annual Rewards
$240
First Year Card Bonus
$0
First Year Card Value
$240
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Car Rental Accident
$225,000.svg)
Car Rental Damage & Theft
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Car Rental Personal Effects
$1,000
Travel Accident
$300,000
Benefits
Details
Car Rental Discount
25% off base rate of participating Avis and Budget locations
Pros & Cons
Pros
- No annual fee: Offers 1% cash back without any annual fee, making it cost-effective.
- 1% cash back on all purchases: Consistent rewards on every purchase, with no special categories to track.
- Insurance coverage: Includes 6 types of insurance, such as rental car theft and damage coverage.
- Custom card designs: Choose from 80 different card designs for a personalized look.
Cons
- Alberta residents only: This card is only available to those living in Alberta.
- Rewards deposited annually: Cash back is deposited once a year, limiting access to rewards throughout the year.