Amex marriott bonvoy

Marriott Bonvoy® American Express®* Card

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SimplyCash™ Preferred Card from American Express

SimplyCash™ Preferred Card from American Express

APPLY NOW

Marriott Bonvoy® American Express®* Card vs SimplyCash™ Preferred Card from American Express: Which one is better?


Amex marriott bonvoy

Marriott Bonvoy® American Express®* Card

4


RECOMMENDED CREDIT SCORE*

300
Poor
560
Fair
660
Good
725
Very Good
760
Excellent

SimplyCash™ Preferred Card from American Express

SimplyCash™ Preferred Card from American Express

4.6


RECOMMENDED CREDIT SCORE*

300
Poor
560
Fair
660
Good
725
Very Good
760
Excellent

Rewards Breakdown

Annual Rewards

$385.37

Marriott Bonvoy


First Year Bonus Value

$430

Marriott Bonvoy


Annual Fee

$120


First Year Value

$695.37

$265.37 in years after

Based on $2,000/mo average spending. Calculate your rewards.

Rewards Breakdown

Annual Rewards

$534.23


First Year Bonus Value

$200


Annual Fee

$119.88


First Year Value

$614.35

$414.35 in years after

Based on $2,000/mo average spending. Calculate your rewards.

Insurance Included*

  • lost baggage

    Lost or Stolen Baggage

    $500
  • hourglass timer

    Baggage Delay

    $500
  • car insurance

    Car Rental Damage & Theft

    yes
  • heart lock

    Travel Accident

    $500,000
  • extended warranty

    Extended Warranty

    1 year
  • purchase protection

    Purchase Protection

    90 days
  • burglar

    Hotel Burglary Insurance

    $500
  • hourglass timer

    Flight Delay

    $500

Insurance Included*

  • lost baggage

    Lost or Stolen Baggage

    $500
  • hourglass timer

    Baggage Delay

    $500
  • car insurance

    Car Rental Damage & Theft

    $85K up to 48 days
  • heart lock

    Travel Accident

    $100,000
  • extended warranty

    Extended Warranty

    1 year
  • purchase protection

    Purchase Protection

    90 days
  • burglar

    Hotel Burglary Insurance

    $500
  • hourglass timer

    Flight Delay

    $500

  • mobile device insurance

    Mobile Device Insurance

    $1,000
  • travel accident medical

    Emergency Out of province Medical

    $5M/insured Person

Extra Benefits*

  • Amex logo

    American Express® Experiences

  • star fall

    Status lift

    Complimentary Marriott Bonvoy Silver Elite Status
  • star fall

    Status lift

    Upgrade to Gold Elite status when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
  • bed furniture

    Free Extra Night at Hotels

    Enjoy an Annual Free Night Award after your Card anniversary each year
  • bed furniture

    Free Extra Night at Hotels

    Enjoy 15 Elite Night Credits each calendar year to use towards attaining the next level of Elite status with your Marriott Bonvoy® American Express®* Card

Extra Benefits*

  • Amex logo

    Amex Experiences™

    Access events and special offers curated for Cardmembers with Amex Experiences™

Interest Rates*

Purchase:

21.99%1

Cash Advance:

21.99%1

Interest Rates*

Purchase:

21.99%2

Cash Advance:

21.99%2

Annual Fee*

$120

Annual Fee*

$119.88

Income Required*

Min Personal Income:

N/A

Min Household Income:

N/A

Income Required*

Min Personal Income:

N/A

Min Household Income:

N/A

Welcome Bonus*

Earn 50,000 Marriott Bonvoy® points after you spend $1,500 on your Card within your first 3 months as a new Marriott Bonvoy® American Express® Cardmember. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.

Welcome Bonus*

Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.

Rewards Rate*

  • 5 points per $1 on eligible purchases at participating Marriott Bonvoy hotels
  • 2 points per $1 on all other purchases (i.e. dining, groceries, online shopping, etc.)

Rewards Rate*

  • 4% cash back on eligible gas station purchases in Canada
  • 4% cash back on eligible grocery purchases in Canada (up to $1,200 cash back annually)
  • 2% cash back on all other eligible purchases

Loyalty Program*

Loyalty Program*

N/A

Point Redemption Options*

  • Most Optimal

    hotel

    Transfer to Hotel Partners

    0.86¢ / point
  • plane

    Transfer to Airline Partners

    0.81¢ / point
  • travel - plane

    Travel

    0.44¢ / point
  • charity-donation

    Charity

    0.4¢ / point

Point Redemption Options*

Not Applicable

Is this card worth it?

The Marriott Bonvoy American Express Card is a standout for frequent travelers who value luxury and flexibility in their rewards. With access to over 7,000 participating hotels, cardholders can earn generous points on both Marriott Bonvoy bookings and everyday purchases. The card's annual free night award and complimentary Silver Elite status make it even more appealing, offering service upgrades and extra points on eligible stays. For those who frequently stay at Marriott properties and want to maximize their travel perks, this card is a top choice.

Is this card worth it?

The Simply Cash Preferred is one of the best cashback credit cards in Canada. The base cashback rate of 2% is great for all purchases, but the 4% on groceries and gas, which are two of the highest expenses for most people is the cherry on top of their great cashback program.

Pros

  • Earns high rewards on Marriott Bonvoy hotel stays, with competitive points on other purchases.
  • Includes an annual free night certificate, adding significant value to frequent travelers.
  • Automatic Silver Elite status provides enhanced benefits during stays, like late checkout and additional points.
  • Generous welcome bonus, offering a substantial boost to your rewards balance early on.

Pros

  • Highest cashback rate on groceries and gas in Canada
  • Great base cashback rate for all purchases
  • 10 different insurance types included

Cons

  • As an American Express card, it may not be as widely accepted as other credit cards, limiting its usability in some locations.
  • Travel insurance coverage is comprehensive but may not match the levels offered by other premium cards in the market.

Cons

  • Cash back is only paid out to you once a year
  • American Express has a lower merchant acceptance compared to Visa or Mastercard

Legal


**Terms and conditions apply. If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 28.99%. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment. Check here for full details and current product information.
1,2 If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 28.99%.

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