TD Easy Trade™

Transfer Fees:

• New or existing clients who open a new TD Easy Trade account could be eligible for a reimbursement of account transfer fees of up to $150 when $25,000 or more in assets are transferred from another financial institution.

TD Easy Trade 2025 Spring Offer (the "Offer")

• Offer Timeline: May 1, 2025 – July 31, 2025
• Offer Details: For a limited time only, new and existing clients can earn up to $100 cash on eligible transfers for a Cash Award (the "Award").
• Offer is available for new and existing TD Direct Investing and TD Easy Trade clients

Offer Requirements

1) New Clients: Open a new Account(s) using the promo code EASYSTART or DEPARTFACILE by July 31, 2025.

• If an Account is opened in branch or over the phone, clients must request that a TD Representative register the client for the Offer using the promo code.

2) Existing Clients: Register for the Offer using the registration form by July 31, 2025.

• If an existing client chooses to open a new Account(s) for the Offer, the client can use the promo code EASYSTART or DEPARTFACILE to enroll in the Offer.
• If an existing client holds multiple eligible accounts, all eligible accounts will be automatically registered for the Offer when the client completes the registration form.

Transfer $500 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new or existing eligible Account(s) by August 31, 2025

• Funding Deadline: August 31, 2025
• Holding Period: February 28, 2026
• Award Payment: By March 31, 2026

You are a Canadian resident and are of the age of majority in your province/territory of residence²

Eligible "Account(s)" for the Offer:

• Cash (personal) account
• Tax-Free Savings Account single account holder (TFSA)¹
• Registered Retirement Savings Plan single account holder (RRSP)¹

Details:

• No experience required to get started – make trades and learn about investing with our "how to" videos as you build your portfolio.
• No minimums – trade with as much or as little as you want. You get 50 commission-free stock trades each year per client and unlimited commission-free TD ETFs.
• No account fees – no monthly or quarterly account maintenance fees.
• Save on currency conversion fees – when you hold both Canadian and U.S. currency components in your accounts.

Account Types:

• Cash Account
• Self-Directed Tax-Free Savings Account (TFSA)
• Registered Retirement Savings Plan (RSP)
• First Home Savings Account

Additional Information:

• When you open a Canadian account, you also automatically get a free U.S. account that you can use to hold U.S. currency and trade U.S. securities without worrying about currency conversion. You may also purchase U.S. stocks using Canadian currency or vice versa, but a currency conversion will be required on those trades.

New and existing clients can earn up to $100 cash on eligible transfers for a Cash Award (the "Award"). This "Offer" is available starting May 1, 2025 and ends on July 31, 2025 ("Qualifying Period").

Eligibility: New and existing clients are eligible for the Offer.

Eligible "Account(s)" for the Offer:

• Cash (personal) account
• Tax-Free Savings Account single account holder (TFSA)¹
• Registered Retirement Savings Plan single account holder (RRSP)¹

Account(s) not eligible for the Offer:

• Locked-in registered accounts
• Non-personal and joint accounts

To be eligible for the Offer, a client must:

• Be a new or existing TD Direct Investing or TD Easy Trade client, with Account(s) in good standing at the time of participating in the Offer.
• Be the age of majority in their province or territory by July 31, 2025.
• Be a legal resident of Canada.
• Meet the requirements below.

How to Qualify for the Offer:

1. Register for the Offer:

a) New Clients: Open a new Account(s) using the promo code EASYSTART or DEPARTFACILE by July 31, 2025.

• If an account is opened in branch or over the phone, clients must request that a TD Representative register the client for the Offer using the promo code.

b) Existing Clients: Register for the Offer using the registration form by July 31, 2025.

• If an existing client chooses to open a new Account(s) for the Offer, the client can use the promo code EASYSTART or DEPARTFACILE to enroll in the Offer.
• If an existing client holds multiple eligible accounts, all eligible accounts will be automatically registered for the Offer when the client completes the registration form.

2. Transfer $500 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new or existing eligible Account(s) by August 31, 2025:

• Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.
• Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.

3.  Each client must maintain the Qualifying Assets in their eligible Account(s) until February 28, 2026 ("Holding Period").

• Any withdrawals, de-registers, or transfers out from any eligible Account(s) before the Holding Period ends, will be subtracted from the value of Qualifying Assets.
• If an existing client makes large withdrawals in any of their eligible account(s) between May 1, 2025 and the client registration date, these withdrawals may be included in the calculation of the client's Qualifying Assets.
• If the Qualifying Assets fall below $500 at the end of the Holding Period, no Award will be granted to the client.
• Assets transferred into the Account(s) after the funding deadline, will not be part of the Qualifying Assets

Key Dates:

• Funding Deadline: August 31, 2025
• Holding Period: February 28, 2026
• Award Payment: By March 31, 2026

Cash back Award Details:

• Clients are eligible to receive $100 cash on the Qualifying Assets when they qualify for the Offer.
• The market value of investable assets at the time of deposit will be used to determine the cash Award.
• Where the client's Qualifying Assets are transferred to only one new or existing Account, the Award will be deposited into that account. Where a client has enrolled multiple Accounts (whether new or existing) that qualify for the Cash Award, the Award will be divided and deposited to each account in proportion to the value of Qualifying Assets transferred into each account.

Clients requiring assistance to register or otherwise apply for this Offer should contact an Investment Representative at 1-800-465-5463 or ask for assistance at their TD Canada Trust branch.

Terms and Conditions:

• To receive the Award, a client must keep the Account in good standing until the Award payout date. This requires the Account to not go into a debit position or into a margin call.
• Employees of TD Bank Group are eligible for the Offer.
• This Offer may be changed, extended, or withdrawn at any time without notice.
• Assets that have previously qualified for or received rewards under any prior promotional offer will not be included in Qualifying Assets for the purpose of calculating the Award. This includes assets that are transferred out and subsequently transferred back in within the past 12 months.
• The Offer is not transferrable.
• TD Direct Investing reserves the right to refuse the provision of any awards and benefits under this Offer if it determines you have violated the terms as set out above.
• Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing.
• Where a client transfers assets into multiple Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the Accounts.
• Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an Account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility.
• There may be tax implications associated with the cash award. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash award is paid directly to the plan and is not considered a contribution.
• Interest, dividends, standard market fluctuations, and account fees will be excluded from calculations used to qualify accounts.

¹Refers to the TD Waterhouse Self-Directed Retirement Savings Plan and the TD Waterhouse Tax-Free Savings Account 

TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Financial Planning Direct is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Private Investment Counsel represents the products and services offered by TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.

 TD Wealth Private Banking services are offered by The Toronto-Dominion Bank.

TD Wealth Private Trust services are offered by The Canada Trust Company.

TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.