Rewards Calculator Algorithm
You can estimate your rewards by inputting your monthly or yearly spending habits.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Card Details
Based on $2,000 spending
First Year Value
$230.53
$230.53 in years after
Annual Rewards
$230.53
First Year Bonus
$0
Annual Fee
$0
First Year Value
$230.53
Interest Rates
Cash Advance: 21.99%"
Purchase: 21.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
N/A
Card Type
Cash Back
Our Rating
3.5/5
Institution
Home Trust
Rewards
- 1% cashback on all eligible purchases.
- Foreign transactions don't receive cashback!
Home Trust Preferred Visa Cash Back Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Foreign Purchases
$0
All other purchases
$230.53
Net Annual Rewards
$230.53
Rewards Summary
Net Annual Rewards
$230.53
First Year Card Bonus
$0
First Year Card Value
$230.53
Insurance & Benefits
Insurance
Coverage
Purchase Protection
Up to 90 days
Benefits
Details
No Foreign Transaction Fees
Pros & Cons
Pros
- The only No Annual fee Credit Card in Canada that offers No Foreign Transaction Fees
Cons
- Rewards are very average
- No Extended Warranty benefit on this card
Home Trust Preferred Visa Review
The Rewards
How You Earn Rewards
- 1% cashback on all eligible purchases. Foreign transactions don't receive cashback