Simplii Financial™ Cash Back Visa* Card

Simplii Financial Cash Back Visa* Card

4.2/5

10% cash back on eligible restaurants, food delivery and bar purchases for the first 4 months, up to $500†.

Apply Now
Simplii Financial™ Cash Back Visa* Card
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$75

Simplii Financial Cash Back Visa* Card

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$75 Cash Rebate From FinlyWealth

Apply Now

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Finly factors in all the reward limits and fine prints of every single credit card.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$


25% Referral Cash Bonus

Share your unique referral link to the Simplii Financial Cash Back Visa* Card and earn a 25% rebate bonus. Learn more about the Finly referral program.

Card Details

Based on $2,000 spending

First Year Value

$447.92

Annual Rewards

$342.92

First Year Bonus

$30

Finly Rebate

$75

Annual Fee

See Below

Learn More

First Year Value

$447.92

$342.92 in years after

Interest Rates

Cash Advance: 22.99%*

Purchase: 20.99%*

Balance Transfer: 22.99%*

Annual Fee

$0

Annual Income

Personal: $15,000

Household: $15,000

Credit Score

Very Good

Welcome Bonus

10% cash back on eligible restaurants, food delivery and bar purchases for the first 4 months, up to $500†.

Card Type

Cash Back

Our Rating

4.2/5

Institution

Simplii Financial™

Rewards


  • 4% cash back on eligible restaurant, bar, and coffee shop purchases up to $5,000 spent per year†
  • 1.5% cash back on gas, groceries, drugstore, and pre-authorized payments up to $15,000 spent per year†
  • 0.5% cashback on all other purchases†

Simplii Financial Cash Back Visa* Card Cash Back Calculator

Based on $2,000 spending


Rewards Breakdown

Food and drinks

$168


Gas, Pharmacy, Groceries, Recurring Transactions

$122.91


All other purchases

$52


Net Annual Rewards

$342.92

Rewards Summary

Net Annual Rewards

$342.92


First Year Card Bonus

$30


First Year Card Value

$372.92


Finly Rebate

$75

Insurance & Benefits


Insurance

Coverage

  • purchase protection

    Purchase Protection

    Up to 90 days
  • extended warranty

    Extended Warranty

    Up to 1 year

Pros & Cons


Pros

  • Highest cashback rate on restaurant purchases in Canada!
  • Decent cashback rate on high spent categories such as groceries and gas.
  • No annual fee for a card with great rewards.

Cons

  • No insurance and benefits other than the standard purchase protection and extended warranty.
  • Cap on the rewards that can be earned on each category.

This offer is not available for residents of Quebec. Check here for full details and current product information.
* “Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. “Cash” means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

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