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Home Trust Preferred Visa Card Review

Credit Acceptance:

Card Network:

VISA

Good

660-724

None

Signup Bonus

home-trust-preferred-review
$
Cash
home-trust-preferred-review
$
Cash

Income Requirement:

N/A

6/10

Our Rating

Card Type

Cashback

Annual Fee

$0

Institution

Home Trust

Interest Rate

21.99%

Earning Rewards

1% cashback on all eligible purchases. Foreign transactions don't receive cashback!

FAIR

Redeeming Rewards

What can you do with your rewards?

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What's a good redemption?

GOOD

Insurance & Benefits

Purchase Protection

90 Days

No Foreign Transaction fee

• No Foreign Transaction fee
• Purchase Protection Insurance up to 90 days
• Guaranteed hotel reservations: With this international travel credit card, you can request a guaranteed hotel reservation anywhere in the world, and your room will be held for you even if you arrive late

AVERAGE

Pros & Cons

Pros

  • One of the only two No-Annual fee credit cards in Canada with No Foreign Transaction fee

Cons

  • Rewards are very average

  • No Extended Warranty benefit on this card

  • Brim Mastercard is a better version of this card.