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RBC ION Visa Card Review

Credit Acceptance:

Card Network:

VISA

Good

660-724

Up to 6,000 Avion Points

Signup Bonus

rbc-ion-credit-card-review
$
Cash
rbc-ion-credit-card-review
$
Cash

Income Requirement:

N/A

5.5/10

Our Rating

Card Type

Points

Annual Fee

$0

Institution

RBC

Interest Rate

20.99%

Earning Rewards

1.5 Avion points per $1 spent on grocery, gas or streaming purchases & Subscriptions

1 Avion point per $1 spent on all other qualifying purchases

FAIR

Redeeming Rewards

What can you do with your rewards?

Travel

Travel with WestJet

Gift Cards

Statement Credits

RBC Financial Products

Merchandise

Charity

What's a good redemption?

RBC reward points, currently referred to as Avion points are best redeemed towards transferring to an airline partner like WestJet.


Depending on the destination of your travel, only a certain amount of points can be redeemed at maximum.


Learn more on the RBC Avion Rewards website.

AVERAGE

Insurance & Benefits

Purchase Protection

90 Days

Extended Warranty

1 Year

• Purchase Protection Insurance up to 90 days
• Extended Warranty Insurance doubled up to 1 year
• save 3¢/L on fuel and always earn 20% more Petro Points and 20% more Avion points at Petro Canada
• Get a 3-month complimentary DashPass subscription – a value of almost $30 on signup

FAIR

Pros & Cons

Pros

  • Good savings on gas if you are a regular petro-Canada gas customer.

Cons

  • Insurance coverage is the most basic.

  • Reward categories are not the best.

  • Avion reward points are generally less valuable.

  • Many other cards with no annual fee are available that are all-around better cards than ION Visa.