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RBC Cash Back Mastercard

RBC Cash Back Mastercard
Cash Back Calculator

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Card Details & Review




Card Details

Card Details
Info

Card Type

Credit

Reward Type

Cash Back

Our Rating

2.2/5

Institution

RBC

Loyalty Program

Fees & Rates

Annual Fee

$0

Additional Card Fee

$0

Interest Rates

Purchase: 20.99%

Cash Advance: 22.99%□

Balance Transfer: 22.99%□

□ Quebec rates: Cash advance 21.99%, Balance transfer 21.99%

Eligibility

Credit Score Estimate

Good

Annual Income

Personal: N/A

Household: N/A

Bonuses

Welcome Bonus

Get up to 7% cash back for the first 3 months

Description

Get up to 7% cash back for the first 3 months on up to $1,000 in total purchases^. Apply by July 8, 2025

Rewards


  • 2% cash back on groceries (maximum $120 cash back yearly then 1%)
  • 0.5% cash back on all other purchases for the first $6k spent
  • 1% cash back on all other purchases after spending over $6k

Rewards Breakdown




Rewards Summary




Point Redemptions

Redemption Method

Net Value (After Annual Fee)




Card Details

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