RBC Avion Visa Platinum

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.


Total Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$0

Rewards based on $0 average spending

Card Details

Annual Rewards

$319.13

Avion rewards

First Year Bonus

$490

Avion rewards

Annual Fee

$120

First Year Value

$689.13

$199.13 in years after

Interest Rates

Cash Advance: 22.99% (for Quebec 21.99%)

Purchase: 20.99%

Annual Fee

$120

Annual Income

Personal: N/A

Household: N/A

Credit Score

Very Good

Welcome Bonus

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by November 25, 2024.

Card Type

Reward: Points

Loyalty Program: RBC Avion

Our Rating

2.9/5

Institution

RBC

Rewards


  • 1x point per $1 spent on eligible purchases

RBC Avion Visa Platinum Points Calculator

Based on average spending


Rewards Breakdown

All purchases

22,795 points


Annual Fee

- $120

Rewards Summary

Net Annual Rewards

22,795 points

Valued at $199.13 (after fees)


Welcome Bonus

35,000 points

Valued at $490


First Year Value

57,795 points

Valued at $689.13

Point Redemptions

Redemptions Chart

Transfer to Airline Partners

$689.13


Travel

$226.77


Financial products

$359.7


Gift Cards

$296.13


Merchandise

$284.57


Statement Credits

$215.21

Insurance & Benefits


Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to 1 year
  • heart lock

    Travel Accident

    $500,000
  • travel - plane

    Trip Interruption

    $2,500
  • cancel airplane

    Trip Cancellation

    $1,000
  • burglar

    Hotel Burglary Insurance

    $2,500
  • baggage on roller

    Baggage Delay

    $500
  • lost baggage

    Lost or Stolen Baggage

    $500
  • hourglass timer

    Flight Delay

    $1,000
  • car insurance

    Car Rental Damage & Theft

    yes

Benefits

Details

  • fuel pump

    Gas Discount

    save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada and 20% more Avion points at Petro-Canada
  • reward cup

    Extra points

    50 Be Well points for every $1 spent on eligible products at Rexall

Pros & Cons


Pros

  • 10 types of insurance coverage, including trip cancellation, travel accident, and rental car theft.
  • Save 3 cents per litre at Petro-Canada and earn bonus Petro-Points.
  • No income requirements, making it more accessible than the Infinite version.

Cons

  • Only earns 1 point per $1 on most purchases, with 1.25 points per $1 on travel.
  • Rewards are less valuable if not redeemed for flights or transferred to airline partners.

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