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These terms govern your use of FinlyWealth — your account, our services, payments, communications, and how we handle disputes. Please read carefully before using the site.
Last updated April 30, 2026
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By accessing this website and any of its associated websites or mobile applications (collectively, the "Site"), you acknowledge these terms and conditions of use ("Terms") and agree to be bound by them. If you do not agree to these Terms, please discontinue accessing the Site immediately.
These Terms form a binding legal agreement between you and Finly Technology Corp., a corporation organized under the laws of British Columbia, Canada, operating under the trade name "FinlyWealth" ("FinlyWealth," "we," "us," or "our").
You must be the age of majority in your province or territory of residence (19 in British Columbia, Nova Scotia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nunavut, and Yukon; 18 in all other Canadian provinces) to use the Site or participate in our rebate, cashback, or promotional programs. By using the Site, you represent and warrant that you meet this requirement.
We reserve the right, in our sole discretion, to modify, alter, or otherwise update these Terms at any time. We will provide notice of material changes by posting the updated Terms on the Site and updating the "Last updated" date. Your continued use of the Site following such changes constitutes your acceptance of the modified Terms.
FinlyWealth is an affiliate marketing platform. We earn compensation through affiliate, referral, and partnership arrangements with financial institutions, credit card issuers, banks, and other third-party companies whose products or services we feature on the Site.
You should assume that:
This disclosure is provided in accordance with guidance from the Competition Bureau of Canada and the U.S. Federal Trade Commission regarding material connections in advertising.
FinlyWealth is not a bank, credit union, trust company, securities dealer, registered investment advisor, mortgage broker, insurance broker, or other regulated financial institution, and is not registered as such with any provincial or federal regulator in Canada or any other jurisdiction.
The Site is intended to provide general information only and is neither an offer to sell nor a solicitation of an offer to purchase any security, financial product, or service, and may not be relied upon for investment, tax, legal, accounting, or other professional advice.
Any commentary, rankings, reviews, recommendations, rebates, or information contained on the Site should not be considered personal financial, investment, tax, legal, or accounting advice. You should consult with a qualified professional advisor with respect to your particular circumstances before making any financial decision.
By accessing and using FinlyWealth, including but not limited to engaging with our credit card recommendations, rankings, reviews, rebates, and any related services, you expressly acknowledge and accept that all such interactions are governed by these Terms. We encourage you to familiarize yourself with these Terms, which detail your rights and responsibilities, as well as ours, in the provision and use of the content on FinlyWealth.
The Site is provided on an "as is" and "as available" basis, without any representations, warranties, or conditions of any kind, whether express or implied, including without limitation implied representations, warranties, or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy, or completeness, all of which are hereby disclaimed by FinlyWealth to the fullest extent permitted by law.
Every effort has been made to ensure that the material contained on the Site is accurate at the time of publication. However, financial product terms, interest rates, fees, rewards, and eligibility requirements change frequently, and you should always verify product details directly with the issuer before applying.
To the maximum extent permitted by applicable law, FinlyWealth, its affiliates, agents, suppliers, and their respective directors, officers, and employees will not under any circumstances be liable to you or any other person for any loss or damages (direct, indirect, special, economic, incidental, consequential, punitive, or exemplary, including without limitation loss of revenue, data, anticipated profits, or lost business) in respect of:
Nothing in these Terms limits or excludes liability that cannot be limited or excluded under applicable law.
You agree to indemnify and hold harmless FinlyWealth and its agents, suppliers, and their respective directors, officers, and employees from and against any and all actions, proceedings, costs, claims, liabilities, damages, and expenses (including reasonable legal fees) arising from or in connection with: (a) your breach of these Terms; (b) your misuse of the Site; (c) your violation of any applicable law or the rights of any third party; or (d) any content you submit, post, or transmit through the Site.
The contents of the Site are protected by applicable copyright and trademark laws. Unauthorized use or exploitation of such content is strictly prohibited including, without limitation, unauthorized downloading, retransmission, storage in any medium, copying, redistribution, reproduction, or republication of the Site, or any part thereof, for any purpose.
The framing, mirroring, scraping, or data-mining of the Site or any of its content in any form and by any method is strictly prohibited.
Other sites accessed by hypertext appearing on the Site may have been independently developed by parties other than FinlyWealth. FinlyWealth does not guarantee the accuracy of information contained on such other sites.
Links to other sites should not be taken as FinlyWealth's endorsement or approval of such other sites, the third parties named therein, or their products and services, nor is any liability assumed for incompatibility, non-suitability, viral infection, or other destructive/disruptive components on or from such other sites.
Transactional emails. We use your email address to send messages essential to operating your account, including: account verification, password resets, and security alerts; updates about rebates you have earned, requested, or received; customer support responses; and notices about material changes to our services or these Terms. These messages are necessary to provide the service and are not subject to your marketing preferences.
Marketing emails. We send promotional emails — including our newsletter, offer announcements, product updates, and review-request campaigns — only with your separate express consent. You may grant or withdraw this consent at any time from your account's Communication Preferences page, by clicking the unsubscribe link in any marketing email we send, or by contacting us at [SUPPORT EMAIL]. Withdrawing marketing consent does not affect the transactional emails described above. We will action unsubscribe requests within 10 business days, as required under Canada's Anti-Spam Legislation ("CASL").
We maintain records of consent, including the date, time, and method by which consent was provided, in accordance with CASL requirements.
As part of our commitment to continuously improve our services and offerings, we may send you emails requesting reviews of your experiences with our services and products. These review requests are vital in helping us understand your needs better and to enhance our offerings accordingly.
To facilitate our review request campaigns, we may employ the services of third-party software, such as Trustpilot (https://trustpilot.com) or Trustindex (https://www.trustindex.io). They specialize in managing review campaigns, ensuring that your experience in providing feedback is seamless and effective. We only share your email address with trusted third-party service providers that adhere to our privacy standards and data protection policies.
Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which forms part of these Terms by reference. Our Privacy Policy describes how we comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.
FinlyWealth cannot guarantee complete confidentiality or security for information that is transmitted electronically. By accessing the Site, you acknowledge that FinlyWealth is not responsible for any damages or losses you may suffer as a result of your electronic transmission of confidential or sensitive information to us.
We reserve the right to modify, update, suspend, or discontinue any cashback offers, rebates, or promotional rewards on a prospective basis, with reasonable notice where practicable. Changes will not retroactively reduce rebates already validly earned by users in accordance with the terms in effect at the time of the qualifying transaction, except where required by clauses 15.3 and 15.4 below.
By participating in our rebate, cashback, or promotional programs, you acknowledge and agree to be bound by these Terms in their entirety.
Cashback and promotional rewards are valid based on the date of transaction completion, not the date of clicking on an offer or initiating a transaction. Eligibility for cashback and promotional rewards is determined at the time the transaction is finalized and subject to the terms and conditions in effect on that date.
Rebates depend on accurate tracking of qualifying transactions. The following may prevent a transaction from being tracked, and therefore from being eligible for a rebate:
We are not responsible for missed rebates resulting from any of the above. We recommend disabling conflicting tools and completing the transaction in a single browser session.
We may deny or void rebates, cashback, or promotional rewards on the following grounds:
We will provide a reason for any denial upon written request to support@finlywealth.com.
We may suspend, limit, or terminate your account and access to our rebate, cashback, or promotional programs if we reasonably determine that you have violated these Terms or engaged in conduct described in section 15.4. Where reasonably possible, we will provide notice and an opportunity to respond before termination, except in cases of suspected fraud or where required by law.
In the event of account termination for cause under section 15.4, we may void any pending or previously earned rebates, cashback, or promotional rewards related to the conduct giving rise to the termination.
We do not guarantee specific processing times for rebates or cashback payments. Processing times depend on confirmation from merchants and financial institutions and may take up to [NUMBER] days from transaction completion.
If a user is approved for a rebate and does not add valid payment information within three (3) months of the approval date, we reserve the right to terminate that rebate.
There is a 90-day review window from the application or transaction date for missing rebate claims, after which the rebate is deemed void. Claims should be submitted to support@finlywealth.com with supporting documentation.
Before initiating any formal legal action, you agree to first contact us at [SUPPORT EMAIL] with a written description of the dispute. We will attempt to resolve the dispute informally within thirty (30) days of receiving your notice.
Except where prohibited by applicable law, any claim or cause of action arising from or relating to these Terms or the Site must be commenced within one (1) year after the cause of action arose, after which it is permanently barred.
These Terms are governed by the laws of British Columbia and the laws of Canada applicable therein, excluding any conflict of laws which would lead to the application of any other laws. By accessing the Site, you irrevocably submit and attorn to the exclusive jurisdiction of the provincial and federal courts located in the Province of British Columbia for any disputes or matters arising from, connected with, or relating to the Site, these Terms, or any related matters.
Where you are a consumer resident in another Canadian province, mandatory provisions of your local consumer protection law that cannot be contractually overridden will apply notwithstanding the foregoing.
We will not be liable for any failure or delay in performance under these Terms to the extent caused by events beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, government action, pandemic, labour disputes, internet or telecommunications outages, third-party service provider failures, cyberattacks, or interruptions in payment processing by financial institutions.
No consent or waiver by either party to, or of any breach or default by, the other party in its performance of its obligations under this agreement will be deemed or construed to be a consent to, or a waiver of, a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing.
If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these Terms and shall not affect the validity and enforceability of any remaining provisions.
These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and FinlyWealth with respect to your use of the Site and supersede any prior agreements.
For questions about these Terms, please contact:
Finly Technology Corp. (operating as FinlyWealth) Email: admin@finlywealth.com
By continuing to use our services and participating in our rebate, cashback, or promotional programs, you agree to these Terms and acknowledge our right to make determinations in accordance with them.