CIBC Dividend® Visa* Card
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
Card Details
Annual Rewards
$202.62
First Year Bonus
$0
Annual Fee
$0
First Year Value
$202.62
Interest Rates
Cash Advance: 22.99%
Purchase: 20.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: $15,000
Credit Score
Good
Welcome Bonus
N/A
Card Type
Cash Back
Our Rating
3.00 / 5
Institution
CIBC
Rewards
- • 2% cashback on Groceries if they are in the first $80K transactions of the year and $20K of categorical spends
- • 1% cashback on Gas, Transportation, Dining and Recurring payments if they are in the first $80K transactions of the year and $20K of categorical spends
- • 0.5% cashback on all other credit card purchases.
CIBC Dividend® Visa* Card Cash Back Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Groceries
$59.34
Gas, Transportation, Food and drinks, recurring transactions
$88.27
All other purchases
$55
Net Annual Rewards
$202.62
Rewards Summary
Net Annual Rewards
$202.62
Welcome Bonus
$0
First Year Value
$202.62
Insurance & Benefits
Travel Insurance
Car Rental Discount
Save On Gas
Purchase Protection
Extended Warranty
- • Travel accident Insurance up to $100K
- • Purchase Protection Insurance up to 90 days
- • Extended Warranty Insurance up to a year
- • save up to 10¢/L (in special conditions) on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations with linked Journie Rewards card
- • 25% off time and kilometre or mileage at participating Avis® and Budget® locations for car rental