Card Details
Interest Rates
Purchase: 12.99%
Cash Advance: 12.99%
Balance Transfer: 12.99%
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Welcome Bonus
N/A
Card & Reward Type
Card Type: Credit
Reward Type: None
Our Rating
3.3/5
Institution
RBC
Rewards
- Get a low, fixed annual interest rate of 12.99% on purchases, cash advances including balance transfers.1 No surprises.
- Your RBC Visa Classic Low Rate Option card includes purchase security and extended warranty insurance coverage4.
- Get special partner offers from brands like Petro Canada, Rexall and DoorDash.
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Doubled Up to 1 year
Benefits
Details
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall.svg)
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada and 20% more Avion points at Petro-Canada
Pros & Cons
Pros
- No Annual Fee
- Lower interest rates compared to other credit cards
Cons
- No rewards
- No welcome bonus or promotional interest rate
Legal
1Cash Advances, including Balance Transfers and cash withdrawals from an ATM, can be made up to your available credit and daily limits. There is no interest-free period for cash advances, which means that interest is charged from the day the cash advance is made until we receive your payment for the total amount you owe. Cash advance fees may apply depending on the type of cash advance. Please refer to your RBC Royal Bank Credit Card Agreement for more details.
4Coverage underwritten by RBC Insurance Company of Canada.