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$120
MBNA Rewards World Elite® Mastercard® (QC)
Points Calculator
$120 Cash Rebate From FinlyWealth
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 5/5 |
Institution | MBNA |
Loyalty Program |
Fees & Rates
Annual Fee | $120 |
Additional Card Fee | $50 |
Interest Rates | Purchase: 20.99%* Cash Advance: 20.99%* Balance Transfer: 20.99%* |
Eligibility
Credit Score Estimate | Good |
Annual Income | Personal: $80,000 Household: $150,000 |
Bonuses
Welcome Bonus | Up to 20,000 points ($165 in cash back value or $200 when redeemed for MBNA Travel)†† |
Description | Receive 15,000 bonus points†† ($125 in cash back value) after your first eligible purchase within the first 90 days of account opening. Receive 5,000 bonus points†† once enrolled for e-statements within the first 90 days of account opening. This offer is only available to residents of Quebec. |
* Important Notice - Effective from the first day of your statement period beginning September 2025 and reflected on your October 2025 statement, the following rates apply: Standard Annual Interest Rates of 21.99% on eligible purchases, 21.99% on balance transfers✪, and 21.99% on cash advances
Rewards
- Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category.
- 1 point‡ for every $1 on all other eligible purchases.
- Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points.
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Legal
*, ††, ‡, ✪, ***, ††††, Terms and Conditions apply.
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
- Important Notice: Effective from the first day of your statement period beginning September 2025 and reflected on your October 2025 statement
Standard Annual Interest Rates of 21.99% on eligible purchases, 21.99% on balance transfers✪, and 21.99% on cash advances
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The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.