American Express Platinum Card®
4.5/5
Up to 100,000 Membership Rewards® points (70,000 in 1st year)
Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 4.5/5 |
Institution | American Express |
Loyalty Program |
Fees & Rates
Annual Fee | $799 |
Interest Rates | Purchase: 21.99% - 30%* Cash Advance: N/A* |
Eligibility
Credit Score Estimate | Fair |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Up to 100,000 Membership Rewards® points (70,000 in 1st year) |
Description | New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership. Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership. |
Rewards
- 2x points per $1 spent on eligible dining & food delivery purchases (restaurant, fast food, coffee shop, food delivery)
- 2x points per $1 spent on eligible travel purchases (flights, hotels, tours and more)
- 1x point per $1 spent for all other purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Legal
*Terms and conditions apply.
This Charge Card requires full payment of the Due in Full balance each month, with a 30% interest rate on late payments. The Flexible Payment Option balance has a 21.99% interest rate, which increases to 25.99% after two missed payments and 28.99% after three or more within 12 months. A 21-day interest-free grace period applies to new transactions if the full balance is paid by the due date.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.