Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 4.7/5 |
Institution | American Express |
Loyalty Program |
Fees & Rates
Annual Fee | $799 |
Additional Card Fee | $250 per Platinum, $0 per Gold up to 2 ($50 after) |
Interest Rates | Purchase: 21.99% - 30%* Cash Advance: N/A* |
Eligibility
Credit Score Estimate | Fair |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Up to 180,000 Membership Rewards® points |
Description | Experience Amex’s best offer this year on the Platinum Card®. New Platinum® Cardmembers can earn up to 180,000 Membership Rewards® points - that’s up to $1,800 towards a weekend away. Earn 100,000 points after you spend $10,000 on your Card in your first 3 months of Cardmembership. Earn an additional 50,000 points after you spend a total of $50,000 on your Card in your first 12 months of Cardmembership. Plus, earn 30,000 points when you make a purchase between months 15 and 17 of Cardmembership. Offer ends August 18, 2025. |
Rewards
- 2x points per $1 spent on eligible dining & food delivery purchases (restaurant, fast food, coffee shop, food delivery)
- 2x points per $1 spent on eligible travel purchases (flights, hotels, tours and more)
- 1x point per $1 spent for all other purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Legal
*Terms and conditions apply.
This Charge Card requires full payment of the Due in Full balance each month, with a 30% interest rate on late payments. The Flexible Payment Option balance has a 21.99% interest rate, which increases to 25.99% after two missed payments and 28.99% after three or more within 12 months. A 21-day interest-free grace period applies to new transactions if the full balance is paid by the due date.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.