Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 4.5/5 |
Institution | American Express |
Loyalty Program |
Fees & Rates
Annual Fee | $250 |
Additional Card Fee | 1st free, $50 thereafter |
Interest Rates | Purchase: 21.99%* Cash Advance: 21.99%* |
Eligibility
Credit Score Estimate | Fair |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Up to 110,000 points |
Description | New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card. Earn an additional 30,000 points after you spend a total of $20,000 on your Card in your first 12 months of Cardmembership. Plus, earn 20,000 points when you make a purchase between months 15 and 17 of Cardmembership. Offer ends August 18, 2025. This could add up to 110,000 points in a year. That’s up to $1,100 towards your next vacation. |
Rewards
- 2x points per $1 spent on gas, groceries and drugstore purchases
- 2x points per $1 spent on travel (eligible flights, hotels, tours and more)
- 1x point per $1 spent on all other eligible purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Legal
*Terms and conditions apply.
If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 28.99%.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.