Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 4.5/5 |
Institution | American Express |
Loyalty Program |
Fees & Rates
Annual Fee | $250 |
Additional Card Fee | 1st free, $50 thereafter |
Interest Rates | Purchase: 21.99%* Cash Advance: 21.99%* |
Eligibility
Credit Score Estimate | Fair |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Up to 110,000 points |
Description | New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card. Earn an additional 30,000 points after you spend a total of $20,000 on your Card in your first 12 months of Cardmembership. Plus, earn 20,000 points when you make a purchase between months 15 and 17 of Cardmembership. Offer ends August 18, 2025. This could add up to 110,000 points in a year. That’s up to $1,100 towards your next vacation. |
Rewards
- 2x points per $1 spent on gas, groceries and drugstore purchases
- 2x points per $1 spent on travel (eligible flights, hotels, tours and more)
- 1x point per $1 spent on all other eligible purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Legal
*Terms and conditions apply.
Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.