BMO AIR MILES® World Elite®* Mastercard®*VSBMO Preferred Rate Mastercard®

Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.* Plus, get 0%s introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*

Get a 0% introductory interest rate on Balance Transfers for 9 months with a 0.99% transfer fee and we’ll waive the $29 annual fee for the first year.*

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² Terms and conditions apply. Each balance transfer is subject to a fee of 2% which will be charged to your account on the date the balance transfer is posted to your Account.

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The BMO Air Miles World Elite Mastercard is ideal for frequent Air Miles collectors looking for premium travel benefits and a strong rewards rate. With up to 7,000 bonus miles, a 25% annual flight discount, and automatic Onyx status, this card offers substantial value for those who frequently shop at Air Miles partners and travel often. Its comprehensive insurance coverage and first-year fee waiver also add to its appeal, though the high income requirement may limit its accessibility.

If you plan to carry a balance on your credit card, this card offers a very low interest rate. However, there are other cards with no annual fee and slightly lower interest rates that you might want to consider as well.

• Increased rewards
• Travel perks
• Air Miles Onyx status
• Comprehensive insurance
• First-year fee rebate

• Low interest rates
• Balance transfer welcome bonus

• High income requirements
• Lower rewards by comparison

• Annual fee
• Lacks significant benefits